How Retirement Lists presents local hazard and risk context

A U.S. city is assigned to a county by testing its coordinates against county geography. A tracked Census county-FIPS fallback may be used when the spatial match requires it. The resulting evidence is county context, not city-, neighborhood-, parcel-, building-, or address-level exposure.

Retirement Lists normalizes FEMA ratings as follows:

The public components remain separate:

Flood, wildfire, and storm context are available for 765 destinations. Heat context is available for 751 of those 765 destinations. All four may be displayed and used in Compare. Heat may additionally support filtering and sorting. None is used for Fit or required-preference matching.

Retirement Lists counts distinct federal disaster numbers with a `DR` declaration type that designated the mapped county during the period from January 1, 2000 through December 31, 2025. Records with county code `000` are excluded.

The count is available for all 765 eligible U.S. destinations and is display-only. Zero is a valid result. The count does not measure severity, damage, financial assistance, insurance exposure, or future risk.

For 222 international destinations, Retirement Lists uses the World Resources Institute Aqueduct Floods V2 historical baseline with a 100-year return period.

Approximately one-kilometer valid raster-cell centers within an exact 10-kilometer radius of the destination are sampled. A valid cell is counted as affected when its modeled riverine or coastal flood depth is greater than zero. The displayed result is the number of affected valid cells divided by all valid sampled cells.

This modeled result is display-only. It does not support Compare, filtering, sorting, Fit, or required-preference matching. It is not a parcel, building, insurance, or future-event prediction.

For international destinations, Retirement Lists may display the latest non-null national annual homicide rate from the World Bank indicator based on UNODC data. A value is accepted only when it is no more than five years old.

The measure is available for 202 of 222 evaluated international destinations. Accepted values are from 2023 or 2022.

This is country-level, display-only context. It is not an overall Safety measure, a local violent-crime rate, a city-risk measure, a cross-country ranking, or a Stability measure.

The resulting evidence is county context, not city-, neighborhood-, parcel-, building-, or address-level exposure.

The count does not measure severity, damage, financial assistance, insurance exposure, or future risk.

This modeled result is display-only. It does not support Compare, filtering, sorting, Fit, or required-preference matching. It is not a parcel, building, insurance, or future-event prediction.

This is country-level, display-only context. It is not an overall Safety measure, a local violent-crime rate, a city-risk measure, a cross-country ranking, or a Stability measure.