
Raleigh, North Carolina vs Charlottesville, Virginia for retirement
Budget scenario
Selected scenario: Couple
Adjust priorities


Virginia, United States
Charlottesville
At a glance
Raleigh
Best fit
More comfortable winters
Consider
Primary care access
Charlottesville
Best fit
Stronger primary care access
Consider
Winter comfort
Monthly cost
$4,749
Data details
Evidence: Hybrid
Reason: Model Limited
Basis: Estimated
Source: U.S. Census Bureau; U.S. Bureau of Labor Statistics
Data period: 2024 ACS 5-year; 2024 Consumer Expenditure Survey; 2023-2024 Consumer Expenditure Survey
How measured: Model-limited couple budget: ACS 2BR gross rent plus disclosed food, transportation, and age-65-plus healthcare factors. Added utilities are $0 in the budget breakdown to avoid double-counting because ACS gross rent already includes tenant-paid utilities. Property tax is not applicable to this renter budget; no model buffer is included.
$4,766
Data details
Evidence: Hybrid
Reason: Model Limited
Basis: Estimated
Source: U.S. Census Bureau; U.S. Bureau of Labor Statistics
Data period: 2024 ACS 5-year; 2024 Consumer Expenditure Survey; 2023-2024 Consumer Expenditure Survey
How measured: Model-limited couple budget: ACS 2BR gross rent plus disclosed food, transportation, and age-65-plus healthcare factors. Added utilities are $0 in the budget breakdown to avoid double-counting because ACS gross rent already includes tenant-paid utilities. Property tax is not applicable to this renter budget; no model buffer is included.
$1,408
Data details
Evidence: Derived
Basis: City-level
Source: U.S. Census Bureau
Data period: 2024 ACS 5-year
How measured: ACS B25031_003E median gross rent for occupied rental units with 1 bedroom at Census place grain.
$1,271
Data details
Evidence: Derived
Basis: City-level
Source: U.S. Census Bureau
Data period: 2024 ACS 5-year
How measured: ACS B25031_003E median gross rent for occupied rental units with 1 bedroom at Census place grain.
Healthcare
Very Good
Planning estimate
Planning details
Use: Planning estimate; not used to determine comparison winners.
Evidence: Modeled
Basis: City-level
Source: OpenStreetMap healthcare amenities static probe
How measured: OpenStreetMap healthcare amenities within the city radius are mapped to fixed access bands. Sparse mapped amenities should be read as limited local evidence, not a clinical quality rating.
Very Good
Planning estimate
Planning details
Use: Planning estimate; not used to determine comparison winners.
Evidence: Modeled
Basis: City-level
Source: OpenStreetMap healthcare amenities static probe
How measured: OpenStreetMap healthcare amenities within the city radius are mapped to fixed access bands. Sparse mapped amenities should be read as limited local evidence, not a clinical quality rating.
Excellent
Lower published ratingData details
Evidence: Derived
Basis: City-level
Source: OpenStreetMap healthcare amenities static probe
How measured: OpenStreetMap healthcare amenities within the city radius are mapped to fixed access bands. Sparse mapped amenities should be read as limited local evidence, not a clinical quality rating.
Excellent
Clear rating edgeData details
Evidence: Derived
Basis: City-level
Source: OpenStreetMap healthcare amenities static probe
How measured: OpenStreetMap healthcare amenities within the city radius are mapped to fixed access bands. Sparse mapped amenities should be read as limited local evidence, not a clinical quality rating.
Very Good
Planning estimate
Planning details
Use: Planning estimate; not used to determine comparison winners.
Evidence: Modeled
Reason: Modeled Requires Reviewed Decision
Basis: Modeled
Source: Centers for Medicare & Medicaid Services NPPES NPI Registry
Observed: 2026-07-19T06:51:38.851Z
How measured: Count of unique active location addresses among organization NPIs with Community/Retail Pharmacy taxonomy matching Raleigh, NC in the CMS/NPPES NPI Registry. Multi-page results are unioned by NPI until stable. This is exact city/state registry coverage, not a drive-time or radius-weighted count.
Very Good
Planning estimate
Planning details
Use: Planning estimate; not used to determine comparison winners.
Evidence: Modeled
Reason: Modeled Requires Reviewed Decision
Basis: Modeled
Source: Centers for Medicare & Medicaid Services NPPES NPI Registry
Observed: 2026-07-19T06:51:38.851Z
How measured: Count of unique active location addresses among organization NPIs with Community/Retail Pharmacy taxonomy matching Charlottesville, VA in the CMS/NPPES NPI Registry. Multi-page results are unioned by NPI until stable. This is exact city/state registry coverage, not a drive-time or radius-weighted count.
Safety
Good
Lower published ratingData details
Evidence: Derived
Basis: City-level
Source: FBI Crime Data Explorer
Observed: 2024-12-31T23:59:59.000Z
How measured: 2024 annual rate calculated from all 12 FBI Crime Data Explorer monthly offense-rate observations for Raleigh Police Department (NC0920100).
Good
Clear rating edgeData details
Evidence: Derived
Basis: City-level
Source: FBI Crime Data Explorer
Observed: 2024-12-31T23:59:59.000Z
How measured: 2024 annual rate calculated from all 12 FBI Crime Data Explorer monthly offense-rate observations for Charlottesville Police Department (VA1020000).
Good
Data details
Evidence: Derived
Basis: City-level
Source: FBI Crime Data Explorer
Observed: 2024-12-31T23:59:59.000Z
How measured: 2024 annual rate calculated from all 12 FBI Crime Data Explorer monthly offense-rate observations for Raleigh Police Department (NC0920100).
Good
Data details
Evidence: Derived
Basis: City-level
Source: FBI Crime Data Explorer
Observed: 2024-12-31T23:59:59.000Z
How measured: 2024 annual rate calculated from all 12 FBI Crime Data Explorer monthly offense-rate observations for Charlottesville Police Department (VA1020000).
Climate
2.5 / 5 · Moderate
Data details
Evidence: Derived
Basis: Estimated
Source: NOAA/NASA source-backed climate component formula
How measured: Derived climate score formula v1: Summer Feel is scored from annual days above 90F; Winter Feel is scored from annual days below freezing; Climate Comfort averages Summer Feel, Winter Feel, and source-backed comfortable-months score.
2.5 / 5 · Moderate
Data details
Evidence: Derived
Basis: Estimated
Source: NOAA/NASA source-backed climate component formula
How measured: Derived climate score formula v1: Summer Feel is scored from annual days above 90F; Winter Feel is scored from annual days below freezing; Climate Comfort averages Summer Feel, Winter Feel, and source-backed comfortable-months score.
2.4 / 5 · Moderate
Lower published ratingData details
Evidence: Derived
Basis: Estimated
Source: NOAA/NASA source-backed climate component formula
How measured: Derived climate score formula v1: Summer Feel is scored from annual days above 90F; Winter Feel is scored from annual days below freezing; Climate Comfort averages Summer Feel, Winter Feel, and source-backed comfortable-months score.
3.4 / 5 · Very Good
Clear rating edgeData details
Evidence: Derived
Basis: Estimated
Source: NOAA/NASA source-backed climate component formula
How measured: Derived climate score formula v1: Summer Feel is scored from annual days above 90F; Winter Feel is scored from annual days below freezing; Climate Comfort averages Summer Feel, Winter Feel, and source-backed comfortable-months score.
2.9 / 5 · Good
Clear rating edgeData details
Evidence: Derived
Basis: Estimated
Source: NOAA/NASA source-backed climate component formula
How measured: Derived climate score formula v1: Summer Feel is scored from annual days above 90F; Winter Feel is scored from annual days below freezing; Climate Comfort averages Summer Feel, Winter Feel, and source-backed comfortable-months score.
1.9 / 5 · Moderate
Lower published ratingData details
Evidence: Derived
Basis: Estimated
Source: NOAA/NASA source-backed climate component formula
How measured: Derived climate score formula v1: Summer Feel is scored from annual days above 90F; Winter Feel is scored from annual days below freezing; Climate Comfort averages Summer Feel, Winter Feel, and source-backed comfortable-months score.
4.7 / 5 · Excellent
Planning estimate
Planning details
Use: Planning estimate; not used to determine comparison winners.
Evidence: Modeled
Reason: Modeled Requires Reviewed Decision
Basis: Modeled
Source: Open-Meteo / Copernicus CAMS, checked against U.S. EPA AirData
Observed: 2026-05-18T18:10:58.633Z
How measured: Air Quality is scored from the 2021-2025 average of 43824 hourly Copernicus CAMS PM2.5 model values at the city coordinate. The modeled baseline aligns with the nearest qualifying EPA 2021-2025 monitor mean within the accepted tolerance.
4.7 / 5 · Excellent
Planning estimate
Planning details
Use: Planning estimate; not used to determine comparison winners.
Evidence: Modeled
Reason: Modeled Requires Reviewed Decision
Basis: Modeled
Source: Open-Meteo / Copernicus CAMS, checked against U.S. EPA AirData
Observed: 2026-05-18T17:35:06.466Z
How measured: Air Quality is scored from the 2021-2025 average of 43824 hourly Copernicus CAMS PM2.5 model values at the city coordinate. The modeled baseline aligns with the nearest qualifying EPA 2021-2025 monitor mean within the accepted tolerance.
Daily life
2.9 / 5 · Good
Planning estimate
Planning details
Use: Planning estimate; not used to determine comparison winners.
Evidence: Modeled
Reason: Model Limited
Basis: Estimated
Source: U.S. Environmental Protection Agency National Walkability Index
Observed: 2026-07-10T06:36:05.983Z
How measured: Population-weighted mean of EPA National Walkability Index block groups whose calculated polygon centroid falls inside the Census city-geography boundary; normalized from EPA 1-20 to 0-100 after aggregation. EPA NWI is a historical built-environment screen, not a current pedestrian audit. It does not measure every street, disability access, terrain, weather, or current transit frequency.
3.6 / 5 · Very Good
Planning estimate
Planning details
Use: Planning estimate; not used to determine comparison winners.
Evidence: Modeled
Reason: Model Limited
Basis: Estimated
Source: U.S. Environmental Protection Agency National Walkability Index
Observed: 2026-07-10T06:36:05.983Z
How measured: Population-weighted mean of EPA National Walkability Index block groups whose calculated polygon centroid falls inside the Census city-geography boundary; normalized from EPA 1-20 to 0-100 after aggregation. EPA NWI is a historical built-environment screen, not a current pedestrian audit. It does not measure every street, disability access, terrain, weather, or current transit frequency.
450 Mbps
Faster by 84 MbpsData details
Evidence: Observed
Basis: City-level
Source: Speedtest by Ookla Open Data
How measured: Weighted median of fixed-broadband tile average download speeds within city radius, weighted by tests. Observation window ended 2026-03-31.
366 Mbps
Slower by 84 MbpsData details
Evidence: Observed
Basis: City-level
Source: Speedtest by Ookla Open Data
How measured: Weighted median of fixed-broadband tile average download speeds within city radius, weighted by tests. Observation window ended 2026-03-31.
Comparison worksheet
Raleigh
- Monthly housing quote
- Drive time to preferred care
- Grocery and pharmacy route
- Neighborhood comfort and mobility
Notes
Charlottesville
- Monthly housing quote
- Drive time to preferred care
- Grocery and pharmacy route
- Neighborhood comfort and mobility
Notes