Tellico Village cost of living
A higher prepared housing input where POA costs, transport, care, and lake-home upkeep need a complete budget
The catalog estimates $3,144 monthly for a local lifestyle, $5,385 for a couple, $4,511 for a traveler, and $3,354 for an expat proxy. One bedroom rent is $1,184 and two bedroom rent is $2,212. Groceries are $460, utilities are $218, transportation is $1,064, healthcare is $436, and internet is 358.49 Mbps. Add POA assessments, user fees, taxes, insurance, heating, cooling, fuel, tires, vehicle maintenance, pharmacy, hospital travel, golf or recreation fees, boat or kayak costs, lake-home upkeep, trees, drainage, and a repair reserve.
The prepared property fields show Low taxes, a 0.34 percent effective rate, median real estate taxes of $1,747, and a median home value of $517,200. Confirm the parcel's tax bill, POA assessment, restrictions, insurance, roof, gutters, drainage, slope, trees, lake or creek exposure, utilities, road obligations, and any facility or marina fees. A headline rent or tax label does not reveal the full cost of the community lifestyle.
Planning a monthly budget
A local monthly estimate of $3,144 gives you the starting point, with housing taking the largest share.
- Housing
- $1,184
- Utilities
- $218
- Food
- $460/mo
- Transportation
- $1,064/mo
- Healthcare
- $436
How the total can change
A traveler style stay, a couple household, and long term rent answer different planning questions.
- Comfortable Living
- $4,511
- Cost of Living for Couple
- $5,385
- Typical 1BR Rent
- $1,184
Good
Good
Very Good
Everyday expenses
Dining, transportation, taxes, and car needs can change how the monthly budget feels.
- Dining Out
- $225/mo
- Need for a Car
- Required
- Property Taxes
- Low
- Overall Feel
- Moderate
- Residents 65+ Below Poverty Level
- 2.7%
- 65+ Householder — Renter Occupied
- 4.2%
- 65+ Households With High Housing Costs
- 9.8%
- Median Household Income, Householder 65+
- $99,024
Very Good
Good
Could Tellico Village fit your monthly retirement budget?
Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.
Starting renter estimates
Use these broad monthly estimates as a starting point, then replace them with costs you know.
- Two people
- $5,385 per month
Two-person estimate breakdown
- Housing
- $2,212
- Food
- $791
- Transportation
- $1,575
- Healthcare
- $807
Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.
Tellico Village in everyday life
Could Tellico Village work for you?
What may work well
- The prepared property-tax label is Low, with a $517,200 median home value, 358.49 Mbps internet, a library, and a large set of resident facilities.
- A managed road and utility system can make recurring community obligations easier to identify before a purchase.
What to think about
- The $1,064 transportation estimate needs fuel, maintenance, insurance, regional care, family travel, airport trips, and facility travel added.
- POA assessments, user fees, golf, boating, fitness, maintenance, insurance, trees, drainage, and lake or creek exposure can sit outside the headline budget.
- The rent anchors are broader-area estimates; confirm the exact home, assessment, utilities, restrictions, and insurance rather than treating them as a property quote.
Plan a Tellico Village budget around the actual home, POA terms, and care route
Price monthly essentials
Start with catalog costs, then add assessment, taxes, insurance, utilities, fuel, vehicle maintenance, pharmacy, care, recreation, golf, boating, family travel, drainage, trees, cellular backup, and repairs.
Inspect the parcel and terms
Confirm the tax bill, POA assessment, restrictions, insurance, roof, gutters, drainage, slope, trees, lake or creek exposure, utilities, power, internet, cellular service, roads, and maintenance history.
Run the transport budget
Drive to groceries, primary care, Fort Loudoun, Sweetwater, Knoxville, library, wellness center, clubs, marinas, airport, family, and detour roads. Record mileage, fuel, parking, traffic, weather, time, and backup transport.
Questions retirees ask
How much does it cost to retire in Tellico Village?
The catalog estimates $3,144 monthly for a local lifestyle, $5,385 for a couple, $4,511 for a traveler, and $3,354 for an expat proxy. One bedroom rent is $1,184, groceries are $460, transportation is $1,064, and healthcare is $436. Add the actual home's assessment, taxes, insurance, utilities, transport, care, activities, and maintenance.
Are Tellico Village property taxes low?
The prepared fields label property taxes Low, with a 0.34 percent effective rate, $1,747 median real estate taxes, and a $517,200 median home value. Verify the parcel's tax bill, POA assessment, insurance, restrictions, utilities, drainage, lake exposure, and maintenance.
What should I budget for transportation in Tellico Village?
The catalog estimates $1,064 for transportation and marks car use Required. Include fuel, tires, maintenance, insurance, parking, groceries, primary care, regional hospitals, library, recreation, marinas, family, airport, weather detours, and backup rides.
Tellico Village can offer a rich amenity calendar, but the complete budget includes the POA assessment, required driving, care travel, facility fees, lake or home maintenance, insurance, drainage, trees, and weather contingencies. Price the exact home and the week you would actually live before deciding that the prepared estimate fits.
Sources
The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.
Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.
- U.S. Department of Housing and Urban Development, Office of Policy Development and Research
Used for Comfortable Living, Minimum Needed, Typical 1BR Rent, Overall Feel
- U.S. Bureau of Labor Statistics
Used for Comfortable Living, Cost of Living for Couple, Minimum Needed, Utilities, Groceries, Transportation, Overall Feel
- U.S. Department of Housing and Urban Development, Office of Policy Development and Research
Used for Comfortable Living, Cost of Living for Couple, Minimum Needed, Overall Feel
- U.S. Census ACS 2024 5-year table B25031
Used for Cost of Living for Couple
Checked 2026-07-01
- U.S. Energy Information Administration
Used for Utilities
- U.S. Census Bureau
Used for Utilities
- U.S. Bureau of Labor Statistics
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- USDA Food Plans + OpenStreetMap dining POIs
Used for Dining Out
- U.S. Environmental Protection Agency National Walkability Index
Used for Need for a Car
Checked 2026-07-10
- U.S. Census Bureau
Used for Property Taxes
- U.S. Census Bureau
Used for Residents 65+ Below Poverty Level
- U.S. Census Bureau
Used for 65+ Householder — Renter-Occupied
- U.S. Census Bureau
Used for 65+ Households With High Housing Costs
- U.S. Census Bureau
Used for Median Household Income, Householder 65+
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Partner with Retirement ListsResearch and writing byGrant Gibson
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