Retirement Lists

Cost of Living in Ste. Genevieve, Missouri

The Bequette-Ribault House is an example of Poteaux-en-terre construction. It is located in Ste. Geneviève, Missouri.
Photo by Andrew Balet via Wikimedia Commons, CC BY 2.5

Ste. Genevieve cost of living

A historic river-town budget where low housing costs, car travel, care, cooling, and flood planning compete for room

The catalog estimates $2,710 per month for a local lifestyle, $4,104 for a couple, $3,688 for a traveler, and $3,339 for an expat proxy. One bedroom rent is $666 and two bedroom rent is $782. Groceries are $472, utilities are $245, transportation is $1,077, healthcare is $495, and internet is 338.84 Mbps. Add hospital and pharmacy travel, fuel, cooling, maintenance, insurance, historic upkeep, community-center costs, family visits, and storm supplies to the household budget.

The prepared property fields show Moderate taxes, a 0.83 percent effective rate, median real estate taxes of $1,435, and a median home value of $172,400. Compare rent or purchase cost with taxes by parcel, insurance, roof and window condition, older systems, drainage, flood information, cooling, parking, and a repair reserve. Low housing costs do not remove the cost of reaching services or keeping an older river-town home comfortable.

The catalog marks easy weekend access and airport connections, but the actual household budget still depends on its car, fuel, care, pharmacy, groceries, utilities, insurance, home service, regional trips, historic maintenance, and flood preparation. Price a normal month, a humid month, a care-heavy month, and a repair month before choosing the address.

Planning a monthly budget

A local monthly estimate of $2,710 gives you the starting point, with transportation taking the largest share.

Housing
$666
Utilities (in rent)
$245
Food
$472/mo
Transportation
$1,077/mo
Healthcare
$495

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

Price the Ste. Genevieve month

Write down housing, tax, insurance, utilities, cooling, car, fuel, care, pharmacy, groceries, internet, maintenance, recreation, historic upkeep, parking, family visits, flood supplies, and a repair reserve. Repeat the list for a humid month and a care-heavy month.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$3,688

Very Good

Cost of Living for Couple
$4,104

Very Good

Typical 1BR Rent
$666

Excellent

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$234/mo

Very Good

Need for a Car
Required
Property Taxes
Moderate

Fair

Overall Feel
Good
Residents 65+ Below Poverty Level
3.9%
65+ Householder — Renter Occupied
19.8%
65+ Households With High Housing Costs
8.4%
Median Household Income, Householder 65+
$33,627

Could Ste. Genevieve fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

Your entries stay in this browser and are not included in analytics.

Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$2,710 per month
Two people
$4,104 per month

One-person estimate breakdown

Housing
$666
Food
$472
Transportation
$1,077
Healthcare
$495

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Ste. Genevieve in everyday life

Could Ste. Genevieve work for you?

What may work well

  • The catalog's $666 one bedroom rent, $782 two bedroom rent, $172,400 median home value, and $1,435 median real estate tax provide a low-cost starting comparison.
  • A nearby hospital, strong internet, historic attractions, community center, and airport access can support a compact household budget.

What to think about

  • The zero nearby pharmacy count, 11 selected specialists, car use, critical-access hospital scope, historic maintenance, insurance, and flood planning need budget room.
  • Older homes, river-region drainage, cooling, storm supplies, parking, and regional care can add costs not visible in rent.
  • A low-cost historic address may add visitor, upkeep, accessibility, and road-access costs that a short visit will not reveal.

Set a Ste. Genevieve budget around the exact home

  1. Price the household

    Collect rent or purchase cost, parcel taxes, insurance, utilities, cooling, car, fuel, groceries, pharmacy, hospital care, internet, maintenance, community-center or museum costs, parking, family travel, flood supplies, and a repair reserve.

  2. Compare regional trips

    Run grocery, pharmacy, hospital, specialist, community center, library, historic site, airport, family, shopping, regional care, and flood routes. Record fuel, parking, traffic, weather, road conditions, and return energy.

  3. Ask for home records

    Request utility history, roof and window records, older-system information, drainage and flood records, insurance quotes, cooling age, tree work, parking details, visitor traffic information, and the cost of keeping the home comfortable.

Questions retirees ask

How much does it cost to retire in Ste. Genevieve?

The catalog lists monthly figures of $2,710 for a local lifestyle, $4,104 for a couple, $3,688 for a traveler, and $3,339 for an expat proxy. Add the exact home's housing, insurance, cooling, car, care, pharmacy, maintenance, parking, historic upkeep, and flood costs.

What are housing costs in Ste. Genevieve?

The prepared fields show $666 for one bedroom rent, $782 for two bedroom rent, and a median home value of $172,400. Compare the exact property with taxes, insurance, drainage, flood information, roof, windows, cooling, parking, and maintenance.

What should my Ste. Genevieve budget include?

Include housing, parcel taxes, insurance, utilities, cooling, car and fuel, groceries, pharmacy, hospital care, internet, maintenance, community-center and museum costs, parking, family travel, airport trips, flood supplies, and a repair reserve.

Ste. Genevieve can fit a retiree whose budget leaves room for a low-cost historic or river-town home, car travel, local hospital care, pharmacy research, cooling, maintenance, and flood preparation. Price the actual address and several kinds of month before relying on the headline figures.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

Partnerships never affect rankings, scores, methodology, or inclusion.

Partner with Retirement Lists

Research and writing by

How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.