Retirement Lists

Cost of Living in Starkville, Mississippi

An early example of the New Urbanism Movement: The Cotton District in Starkville, MS.
Photo by AldenT92 via Wikimedia Commons, CC BY-SA 4.0

Starkville cost of living

A college-town budget where housing, car travel, cooling, event costs, and care compete for room

The catalog estimates $2,790 per month for a local lifestyle, $4,094 for a couple, $3,909 for a traveler, and $3,122 for an expat proxy. One bedroom rent is $830 and two bedroom rent is $921. Groceries are $460, utilities are $244, transportation is $1,064, healthcare is $436, and internet is 322.39 Mbps. Add parking, campus or event costs, care travel, cooling, maintenance, insurance, family visits, and storm supplies to the household budget.

The prepared property fields show Moderate taxes, a 0.87 percent effective rate, median real estate taxes of $2,621, and a median home value of $299,900. Compare rent or purchase cost with taxes by parcel, insurance, roof and window condition, drainage, cooling, parking, noise, and a repair reserve. A university can support local activity while also changing housing demand, traffic, and the feel of a neighborhood.

The airport-connected visitor route can make family travel easier, but the actual household budget still depends on its car, fuel, care, groceries, utilities, insurance, campus events, home service, and regional trips. Price a normal month, a game-day month, a hot month, and a care-heavy month before choosing the address.

Planning a monthly budget

A local monthly estimate of $2,790 gives you the starting point, with transportation taking the largest share.

Housing
$830
Utilities (in rent)
$244
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

Price the Starkville month

Write down housing, tax, insurance, utilities, cooling, car, fuel, care, pharmacy, groceries, internet, maintenance, recreation, campus events, parking, family visits, storm supplies, and a repair reserve. Repeat the list for a hot month and a game-day month.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$3,909

Good

Cost of Living for Couple
$4,094

Very Good

Typical 1BR Rent
$830

Excellent

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$223/mo

Excellent

Need for a Car
Required
Property Taxes
Moderate

Fair

Overall Feel
Good
Residents 65+ Below Poverty Level
17.0%
65+ Householder — Renter Occupied
25.3%
65+ Households With High Housing Costs
25.0%
Median Household Income, Householder 65+
$57,428

Could Starkville fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$2,790 per month
Two people
$4,094 per month

One-person estimate breakdown

Housing
$830
Food
$460
Transportation
$1,064
Healthcare
$436

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Starkville in everyday life

Could Starkville work for you?

What may work well

  • The catalog's $830 one bedroom rent, $921 two bedroom rent, and $299,900 median home value provide a useful starting comparison.
  • Local hospital care, pharmacy access, specialist access, strong internet, and airport connections can reduce some regional travel.

What to think about

  • Taxes, insurance, cooling, car travel, parking, campus events, maintenance, and storm supplies can change the monthly cost beyond the rent.
  • The university can affect housing demand, noise, traffic, visitor parking, and the feel of the same street across the calendar.
  • Car use is Required, and care, pharmacy, family, airport, and event trips continue beyond the listed transportation figure.

Set a Starkville budget around the exact neighborhood

  1. Price the household

    Collect rent or purchase cost, parcel taxes, insurance, utilities, cooling, car, fuel, groceries, pharmacy, OCH care, internet, maintenance, campus or event costs, parking, storm supplies, and a repair reserve.

  2. Compare the calendar

    Run grocery, pharmacy, OCH hospital, specialist, library, park, campus, airport, family, shopping, game-day, and storm routes. Record fuel, parking, traffic, weather, road conditions, and return energy.

  3. Ask for home records

    Request utility history, roof and window records, drainage information, insurance quotes, cooling age, tree work, parking details, noise information, event traffic patterns, and the cost of keeping the home comfortable.

Questions retirees ask

How much does it cost to retire in Starkville?

The catalog lists monthly figures of $2,790 for a local lifestyle, $4,094 for a couple, $3,909 for a traveler, and $3,122 for an expat proxy. Add the exact home's housing, insurance, cooling, car, care, pharmacy, parking, events, maintenance, and storm costs.

What are housing costs in Starkville?

The prepared fields show $830 for one bedroom rent, $921 for two bedroom rent, and a median home value of $299,900. Compare the exact property with taxes, insurance, drainage, roof, windows, cooling, parking, noise, and campus traffic.

What should my Starkville budget include?

Include housing, parcel taxes, insurance, utilities, cooling, car and fuel, groceries, pharmacy, OCH care, internet, maintenance, campus and event costs, parking, family travel, airport trips, storm supplies, and a repair reserve.

Starkville can fit a retiree whose budget leaves room for a college-town home, car travel, local care, cooling, parking, event costs, maintenance, and storm preparation. Price the exact neighborhood across the academic calendar before relying on the headline figures.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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