Sequim cost of living
A Sequim budget needs the actual home, peninsula travel, heating, water, and hospital route visible
The catalog estimates $3,377 per month for a local resident, $5,114 for a couple, $4,560 for a traveler, and $3,110 for an expatriate household. It lists $978 one bedroom rent, $1,229 two bedroom rent, $209 utilities, $594 groceries, $1,289 transportation, and $516 healthcare. Car use is Optional and property taxes are labeled Low. Treat the figures as planning anchors, then price heating, insurance, water, internet, prescriptions, repairs, parking, fuel, and the selected home's real utility history.
The catalog's 0.69 percent effective property-tax comparison uses median real estate taxes of $2,820 and a median owner-occupied home value of $408,700. Those figures help compare places, but they do not quote one home's bill or condition. Ask whether the address uses city water and sewer or private systems, what the roof and drainage history looks like, how smoke and wind affect insurance, and what a Port Angeles, airport, ferry, or regional specialist trip costs.
Planning a monthly budget
A local monthly estimate of $3,377 gives you the starting point, with transportation taking the largest share.
- Housing
- $978
- Utilities (in rent)
- $209
- Food
- $594/mo
- Transportation
- $1,289/mo
- Healthcare
- $516
Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.
How the total can change
A traveler style stay, a couple household, and long term rent answer different planning questions.
- Comfortable Living
- $4,560
- Cost of Living for Couple
- $5,114
- Typical 1BR Rent
- $978
Good
Good
Very Good
Everyday expenses
Dining, transportation, taxes, and car needs can change how the monthly budget feels.
- Dining Out
- $387/mo
- Need for a Car
- Optional
- Property Taxes
- Low
- Overall Feel
- Moderate
- Residents 65+ Below Poverty Level
- 7.3%
- 65+ Householder — Renter Occupied
- 23.4%
- 65+ Households With High Housing Costs
- 37.5%
- Median Household Income, Householder 65+
- $58,154
Good
Good
Could Sequim fit your monthly retirement budget?
Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.
Starting renter estimates
Use these broad monthly estimates as a starting point, then replace them with costs you know.
- One person
- $3,377 per month
- Two people
- $5,114 per month
One-person estimate breakdown
- Housing
- $978
- Food
- $594
- Transportation
- $1,289
- Healthcare
- $516
Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.
Sequim in everyday life
Could Sequim work for you?
What may work well
- The catalog gives a clear starting set of housing, utility, grocery, transportation, healthcare, and tax comparison amounts.
- Trails, wildlife, lavender, downtown, gyms, clinics, and the rain-shadow setting can create local choices when the home and transport plan work.
What to think about
- Housing, heating, transportation, insurance, Port Angeles care, airport or ferry travel, smoke, water, and upkeep can move the final budget beyond rent.
- A citywide estimate does not settle the lease, utility bill, private infrastructure, parking, internet, insurance, or cost of one Sequim home.
Price a Sequim household by address
Compare several homes
Keep housing, taxes, heating, utilities, water, insurance, drainage, roof, trees, road access, parking, vehicle use, repairs, and care distance visible.
Map recurring care and errands
Price local clinics, pharmacies, groceries, Olympic Memorial Hospital, fuel, downtown, trails, airport or ferry travel, regional referrals, and help after a long appointment.
Price the peninsula route
Ask about weather, road closures, ferry or airport schedules, power, smoke, water, insurance, alternate routes, and the cost of a reliable return.
Questions retirees ask
How much does it cost to retire in Sequim?
The catalog estimates $3,377 monthly for a local resident and $5,114 for a couple, with $978 one bedroom rent, $1,229 two bedroom rent, $209 utilities, $594 groceries, $1,289 transportation, and $516 healthcare. Verify the current home and household costs.
Why should I check costs by address?
Heating, water, roof, drainage, trees, insurance, smoke, earthquake resilience, parking, internet, road access, and travel to Port Angeles or an airport can vary between homes even when the citywide budget is the same.
Sequim's cost picture is most useful when catalog amounts sit beside the actual home's heating and water terms, insurance, resilience work, Optional car use, Port Angeles care, airport or ferry travel, and the cost of a safe return.
Sources
The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.
Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.
- U.S. Census ACS 2024 5-year table B25031
Used for Comfortable Living, Cost of Living for Couple, Minimum Needed, Typical 1BR Rent, Overall Feel
Checked 2026-05-08
- U.S. Bureau of Labor Statistics
Used for Comfortable Living, Cost of Living for Couple, Minimum Needed, Utilities, Groceries, Dining Out, Transportation, Overall Feel
- U.S. Census Bureau
Used for Comfortable Living, Cost of Living for Couple, Minimum Needed, Overall Feel
- U.S. Energy Information Administration
Used for Utilities
- U.S. Census Bureau
Used for Utilities
- U.S. Bureau of Labor Statistics
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Environmental Protection Agency National Walkability Index
Used for Need for a Car
Checked 2026-07-10
- U.S. Census Bureau
Used for Property Taxes
- U.S. Census Bureau
Used for Residents 65+ Below Poverty Level
- U.S. Census Bureau
Used for 65+ Householder — Renter-Occupied
- U.S. Census Bureau
Used for 65+ Households With High Housing Costs
- U.S. Census Bureau
Used for Median Household Income, Householder 65+
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Partner with Retirement ListsResearch and writing byGrant Gibson
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