Retirement Lists

Cost of Living in Roswell, Georgia

roswell, GA city hall
Photo by Carrie Qualters via Wikimedia Commons, CC BY-SA 2.0

Roswell cost of living

A Roswell budget starts with housing, cooling, car costs, taxes, and the actual service area

The catalog lists one bedroom rent at $1,653, two bedroom rent at $1,795, and estimated monthly figures of $3,613 for a local resident, $4,968 for a couple, and $5,252 for a traveler. It also lists groceries at $460, utilities at $296, transportation at $1,064, healthcare at $436, 24 nearby pharmacies, internet at 388.73 Mbps, and moderate property taxes. These are starting references rather than a quoted Roswell household budget. Housing, cooling, car use, insurance, water service, and distance to care can change the month substantially.

Roswell's 2025 city millage information lists 4.949 mills, while Fulton County lists an 8.87 mill general rate before other taxing authorities and exemptions. Georgia tax treatment also deserves a current review. Add air conditioning, water, electricity, car insurance, fuel, maintenance, parking, prescriptions, hospital trips, internet, home repairs, drainage, flood coverage, and a reserve for storm or HVAC work before comparing addresses.

Planning a monthly budget

A local monthly estimate of $3,613 gives you the starting point, with housing taking the largest share.

Housing
$1,653
Utilities (in rent)
$296
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$5,252

Moderate

Cost of Living for Couple
$4,968

Good

Typical 1BR Rent
$1,653

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$228/mo

Excellent

Need for a Car
Required
Property Taxes
Moderate

Fair

Overall Feel
Moderate
Residents 65+ Below Poverty Level
9.0%
65+ Householder — Renter Occupied
21.2%
65+ Households With High Housing Costs
31.3%
Median Household Income, Householder 65+
$92,361

Could Roswell fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

Your entries stay in this browser and are not included in analytics.

Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$3,613 per month
Two people
$4,968 per month

One-person estimate breakdown

Housing
$1,653
Food
$460
Transportation
$1,064
Healthcare
$436

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Roswell in everyday life

Could Roswell work for you?

What may work well

  • The catalog gives Roswell housing, food, utilities, transport, healthcare, pharmacies, internet, and hospital lines to price around.
  • Parks, trails, library, historic sites, nature access, and regional transit can provide daily choices beyond a single destination.
  • City and county tax and water sources help a household compare the real obligations attached to different addresses.

What to think about

  • Catalog rent and monthly totals are estimates rather than a verified Roswell household budget.
  • Cooling, water, car ownership, insurance, maintenance, drainage, flood work, hospital trips, and storm reserves can change the annual cost.
  • City and county service areas, traffic, parking, and spread out destinations can make a lower rent address less convenient.

Price a Roswell household from the exact address outward

  1. Get written housing terms

    Confirm rent or purchase price, utilities, water service, cooling, insurance, taxes, parking, shade, drainage, flood exposure, accessibility, repairs, internet, and renewal terms.

  2. Count the movement month

    Add fuel, insurance, maintenance, pharmacy, food, hospital, primary care, transit, library, parks, family, and North Atlanta routes.

  3. Price an irregular year

    Add HVAC service, roof or window work, drainage or flood cleanup, car repair, medical referral, prescription, deductible, backup power, water, and temporary lodging reserve.

Questions retirees ask

How much does it cost to retire in Roswell?

The catalog lists rent references and estimated monthly figures, but those are planning references. Verify current housing, cooling, utilities, car costs, insurance, food, care, prescriptions, maintenance, water, storm work, and travel.

What should I add to a Roswell housing budget?

Add rent or purchase costs, cooling, water, utilities, car insurance, fuel, maintenance, parking, food, pharmacy, care, prescriptions, internet, repairs, roof, drainage, flood or storm work, taxes, and regional travel.

How do Roswell property taxes work?

The city and Fulton County publish separate millage information, and other taxing authorities or exemptions may also apply. Request the exact parcel tax bill and confirm current state and local treatment.

Does transit eliminate car costs?

Not necessarily. MARTA routes serve parts of the region, but walking, transfers, schedules, coverage, weather, hospital trips, and family routes still need a direct comparison with car ownership.

Who may find Roswell costs manageable?

It may fit someone who can absorb cooling, car, insurance, home maintenance, water, taxes, and weather costs and who chooses an address that keeps food, pharmacy, care, transit, and parks manageable.

Roswell cost is an exact address and climate preparation question. Start with current housing, water, taxes, and utilities, then add cooling, car, care, insurance, maintenance, flood or storm work, regional travel, and a reserve for the home and health needs the household will actually face.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

Partnerships never affect rankings, scores, methodology, or inclusion.

Partner with Retirement Lists

Research and writing by

How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.