Retirement Lists

Rochester, New York

High Falls in Rochester, New York.

Planning a monthly budget

A local monthly estimate of $2,999 gives you the starting point, with transportation taking the largest share.

Housing
$897
Utilities (in rent)
$316
Food
$603/mo
Transportation
$1,026/mo
Healthcare
$473

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,172

Good

Cost of Living for Couple
$4,591

Good

Typical 1BR Rent
$897

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$230/mo

Excellent

Need for a Car
Recommended
Property Taxes
Very high

Poor

Overall Feel
Good
Residents 65+ Below Poverty Level
21.1%
65+ Householder — Renter Occupied
42.8%
65+ Households With High Housing Costs
37.9%
Median Household Income, Householder 65+
$37,800

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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