Retirement Lists

Climate in Palm Coast, Florida

Enjoy a stunning aerial view of a Florida coastal city with palm trees, pier, and clear skies.
Photo by Connor Scott McManus on Pexels

Palm Coast climate

Warm coastal weather supports outdoor life, while humidity, rain, storms, and cooling set the limits

NOAA normals for the Palm Coast 6 NE station show a July average high near 89.5 degrees and a January average low near 47.5 degrees. The station receives about 51.4 inches of rain a year, with the largest monthly totals in June through September. The catalog's 73% humidity value helps explain why summer afternoons can feel heavy. Air conditioning, shade, hydration, dehumidification, and indoor exercise are practical parts of the move.

Palm Coast can reward an early trail, a library or community-center afternoon, a shaded waterfront stop, and a cooler-season beach drive. Heavy rain, tropical systems, flooding, smoke, wind, outages, and cleanup can change those plans. The city urges residents to prepare before hurricane season with supplies, communication, property work, evacuation routes, and insurance review.

Inspect the home in a hot afternoon and after heavy rain if possible. Check the air conditioner, roof, windows, insulation, gutters, drainage, mold, trees, backup power, wind and flood coverage, water shutoff, and the route to groceries and care. Palm Coast can offer a comfortable outdoor retirement when the home remains dry, cool, reachable, and supported during the wet and storm-prone months.

Living through the seasons

Palm Coast's warm label may appeal, but near-90-degree summer highs, high humidity, heavy rain, cooling, drainage, and storm exposure decide comfort at home.

Overall Comfort
Very Good

3.8 / 5

Average Summer High
89°F

Warm · 89°F

Days Above 90°F
55 days/year

Good

Summer Feel
Very Good

3.4 / 5

Average Winter Low
55°F / 13°C

Excellent

Days Below Freezing
0 days/year

Excellent

Winter Feel
Excellent

4.7 / 5

The shape of the year

Summer heat, wet-season rain, tropical systems, wind, flooding, outages, and milder winter cold can each change the home and the day's plan.

Humidity
79%

Good

Comfortable Months
8 months

Good

Solar Exposure
1737 peak sun hrs/yr

Fair

Air, allergies, and weather

Use NOAA, city hurricane information, Flagler County alerts, shelter information, flood maps, and current weather before choosing a trail, drive, care route, or outdoor event.

Air and allergies

Air Quality
Excellent

4.7 / 5

Allergy Levels
Poor

Current AQI

Checking…

Current PM2.5

Checking…

Timing and weather

Long Term Fine Particle Pollution
5.5 µg/m³ 2021-2025 modeled average

Good · 5.5 µg/m³ 2021-2025 modeled average

Best Months
Jan, Feb, Mar, Apr, May, Oct, Nov, Dec
Toughest Months
Aug, Jul, Jun
Heat Risk
Moderate

Good

Drought Risk
Low
Weather Volatility
Strong

3.5 / 5

Palm Coast in everyday life

Could Palm Coast work for you?

What may work well

  • Warm winters and long outdoor seasons support trails, parks, waterways, beaches, and community recreation for people who plan around heat.
  • Library, community-center, aquatics, hospital, and senior-service options provide alternatives when coastal weather is uncomfortable.
  • NOAA, city, county, and emergency resources support practical year-round planning.

What to think about

  • High humidity, near-90-degree summer highs, heavy rain, tropical systems, flooding, wind, outages, mold, and cooling costs require attention.
  • A beautiful winter or spring visit does not reveal a hot bedroom, wet yard, insurance issue, or storm route.
  • The exact home, drainage, roof, air conditioning, coverage, trees, and power matter more than a broad warm-climate label.

Try Palm Coast in the season that challenges your comfort

  1. Visit during summer humidity

    Spend time in the possible home and complete an ordinary errand or care trip. Check cooling, shade, hydration, parking, traffic, indoor air, water, and the return.

  2. Follow a heavy-rain plan

    Use city and county alerts, flood information, shelter resources, and current conditions to identify roads, drainage points, trails, and care routes that should be avoided.

  3. Inspect cooling and drainage

    Review air conditioning, insulation, windows, roof, gutters, trees, mold, plumbing, drainage, wind and flood coverage, backup power, and utility history.

  4. Create an indoor week

    Try the library, community center, aquatics, meals, home exercise, delivery, telehealth, and social calls as alternatives for heat, rain, storms, outages, or low energy.

Questions retirees ask

How hot does Palm Coast get?

NOAA normals for the Palm Coast 6 NE station show a July average high near 89.5 degrees Fahrenheit. High humidity can make afternoons feel heavier, so cooling, shade, hydration, and indoor alternatives matter.

Does Palm Coast get a lot of rain?

The Palm Coast 6 NE station receives about 51.4 inches of rain a year, with the largest monthly totals in June through September. Inspect drainage, mold, roof, gutters, and flood or wind coverage.

What should I inspect in a Palm Coast home?

Check air conditioning, insulation, windows, roof, gutters, trees, drainage, mold, plumbing, wind and flood coverage, backup power, storm protection, and the route to care.

Palm Coast's climate is strongest for retirees who enjoy warm outdoor life and prepare for humidity, rain, hurricanes, drainage, power, and cooling. The right address is comfortable in summer, dry after heavy rain, insurable, and connected to a realistic care and evacuation plan.

Sources

Climate comfort helps estimate how practical daily life may feel across the year, especially for heat, humidity, cold, and seasonal constraints.

Seasonal timing, health conditions, air conditioning, air quality, and elevation can change the lived experience.

Partnerships never affect rankings, scores, methodology, or inclusion.

Partner with Retirement Lists

Research and writing by

How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.