Retirement Lists

Oshkosh, Wisconsin

Looking northerly at downtown Oshkosh, Wisconsin, USA at Main Street which is U.S. Highway 45. Cropped from the original.

Planning a monthly budget

A local monthly estimate of $2,853 gives you the starting point, with transportation taking the largest share.

Housing
$809
Utilities (in rent)
$220
Food
$472/mo
Transportation
$1,077/mo
Healthcare
$495

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$3,948

Good

Cost of Living for Couple
$4,260

Very Good

Typical 1BR Rent
$809

Excellent

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$224/mo

Excellent

Need for a Car
Recommended
Property Taxes
Very high

Poor

Overall Feel
Good
Residents 65+ Below Poverty Level
9.2%
65+ Householder — Renter Occupied
32.1%
65+ Households With High Housing Costs
37.2%
Median Household Income, Householder 65+
$49,695

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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