Retirement Lists

New Smyrna Beach, Florida

Aerial view of New Smyrna Beach, Florida, from the observation deck, top of the Ponce de Leon Lighthouse from across Ponce Inlet. (maximum zoom)

Planning a monthly budget

A local monthly estimate of $3,334 gives you the starting point, with housing taking the largest share.

Housing
$1,374
Utilities (in rent)
$230
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,785

Moderate

Cost of Living for Couple
$4,948

Good

Typical 1BR Rent
$1,374

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$235/mo

Excellent

Need for a Car
Required
Property Taxes
Moderate

Fair

Overall Feel
Moderate
Residents 65+ Below Poverty Level
5.5%
65+ Householder — Renter Occupied
14.8%
65+ Households With High Housing Costs
33.0%
Median Household Income, Householder 65+
$69,514

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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