Retirement Lists

Key West, Florida

Buildings on the corner of Front and Duval Street, Key West, Florida, 2025
Overall fit
Strong3.7 / 5
Care access
Good
Safety
Good2.9 / 5
Climate
Very Good3.7 / 5
Daily life
3.9 / 5 · Very Good

Is Key West a good place to retire?

The weather is comfortable through much of the year. The monthly budget is worth a closer look.

What it may cost

Start with the local estimate. Traveler and couple budgets show how the monthly total can change.

Local monthly estimate

$4,013

Traveler estimate
$5,891
Couple estimate
$5,618
Typical 1BR rent
$2,053
Cost pressure
Moderate
Explore costs

Everyday life

Nearby air service can make family visits simpler. A large 50+ community may make it easier to find peers.

46%

Residents age 50+

Walkability
Very Good

3.9 / 5

Many everyday errands may be manageable on foot.

Median broadband
287 Mbps

Plenty for video calls and streaming.

Family visits
Airport connected visit
Explore daily life

Getting the care you need

The care picture looks good as a starting point. Country-level life expectancy is about 78.9 years.

2

Hospitals nearby

Healthcare access
Good
Country life expectancy
About 78.9 years
Primary care
Moderate
Pharmacy access
Good
Explore healthcare

Understanding safety

Violent and property crime tell a similar story.

Overall safety

Good

2.9 / 5

Violent crime
Good
Property crime
Good
Explore safety

Living through the seasons

Both seasons look comfortable overall.

Overall climate comfort

Very Good3.7 / 5

Summer

86°F

Average high

0 days/year above 90°F

4.8 / 5 · Excellent

Winter

73°F

Average low

0 days/year below freezing

4.7 / 5 · Excellent

Air quality

Excellent

4.7 / 5

Explore climate

Retirement fit

Why it may fit

A move feels more comfortable when care, costs, seasons, and the places you go each day work together.

Reasons it may fit

  • Healthcare access is rated good.
  • 2 hospitals within 12 km are nearby.
  • Primary care access is rated moderate.

What to plan for

  • The local monthly estimate is $4,013, including a typical 1BR rent of $2,053.
  • Summer comfort is rated excellent; the average summer high is Warm · 86°F and 0 days/year are above 90°F.
  • Review both crime measures: Good for violent crime and Good for property crime.

Questions retirees ask

What should I budget for retirement in Key West?

The current local-resident estimate is $4,013 per month, with a typical 1BR rent of $2,053. Treat it as a planning starting point and compare the detailed cost categories with your own housing, travel, and healthcare needs.

How is healthcare access in Key West?

Healthcare access is rated good, with 2 hospitals within 12 km nearby. Primary care access is rated moderate. Insurance, appointment availability, and the drive from home still matter.

What are the seasons like in Key West?

Summer comfort is excellent, with an average high of Warm · 86°F and 0 days/year above 90°F. Winter comfort is excellent, with an average low of 73°F / 23°C.

Could this place work for you?

People who value comfortable winters, an established 50+ community, and getting around on foot may find a lot to like here. Before adding it to your shortlist, take a closer look at the monthly budget.

Sources

These sources list the public figures used for Key West. Local context links describe its parks, food, culture, history, and other place specific details.

Partnerships never affect rankings, scores, methodology, or inclusion.

Partner with Retirement Lists