Retirement Lists

Ithaca, New York

Ithaca, NY, Downtown Historic District U.S. National Historic Landmark NRHP reference No. 05000018

Planning a monthly budget

A local monthly estimate of $3,404 gives you the starting point, with housing taking the largest share.

Housing
$1,302
Utilities (in rent)
$304
Food
$603/mo
Transportation
$1,026/mo
Healthcare
$473

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,897

Moderate

Cost of Living for Couple
$5,147

Good

Typical 1BR Rent
$1,302

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$224/mo

Excellent

Need for a Car
Required
Property Taxes
Very high

Poor

Overall Feel
Moderate
Residents 65+ Below Poverty Level
9.8%
65+ Householder — Renter Occupied
31.7%
65+ Households With High Housing Costs
29.5%
Median Household Income, Householder 65+
$76,893

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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