Retirement Lists

Iloilo, Philippines

Iloilo, Philippines local scene.

Planning a monthly budget

Start with the monthly total, then look at the expenses that shape it.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Monthly Housing Benchmark
PHP 6,159/mo
Electricity Cost
PHP 14.3490/kWh (July 2026 average residential rate)
Groceries
PHP 7,926/mo
Food Away From Home Spending
PHP 1,121/mo
Transportation
PHP 1,962/mo
Property Taxes
Statutory ceiling: basic ≤2%/yr + possible 1% SEF (assessed value)
National Consumer Price Inflation
1.7% (2025)
Region Family Spending (All Families)
PHP 229,740/yr
Region Share: Transport (All Families)
6.70% of regional family spending
Region Share: Information and Communication (All Families)
3.00% of regional family spending
Region Share: Recreation, Sport and Culture (All Families)
0.80% of regional family spending
Region Share: Education (All Families)
4.80% of regional family spending
Region Share: Hotels (Accommodation Services) (All Families)
0.20% of regional family spending
Region Share: Housing, Water, Electricity, Gas and Other Fuels (All Families)
20.00% of regional family spending
Region Share: Health (All Families)
3.60% of regional family spending

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

Not yet available for this place: Comfortable Living, Cost of Living for Couple, Minimum Needed, Dining Out, Need for a Car, Overall Feel.

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