Retirement Lists

Cost of Living in Iloilo, Philippines

Iloilo, Philippines local scene.
Photo by Merd123 via Wikimedia Commons, CC BY-SA 4.0

Iloilo City cost of living

Use Iloilo household references without turning them into a retirement budget

For Iloilo City, Comfortable Living, Cost of Living for Couple, Minimum Needed, Dining Out, and Need for a Car remain unavailable. The available household lines can frame questions, but no complete city specific rent, utility, food, transport, and care set supports a defensible retirement total.

The City of Iloilo highly urbanized city all family references list PHP 6,159 per month for housing, water, electricity, gas, and other fuels, PHP 7,926 for food consumed at home, PHP 1,121 for food away from home, and PHP 1,962 for transport. These are PSA 2023 all family spending references, not rent, a one person allowance, or a promised budget.

Planning a monthly budget

Start with the monthly total, then look at the expenses that shape it.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Monthly Housing Benchmark
PHP 6,159/mo
Electricity Cost
PHP 14.3490/kWh (July 2026 average residential rate)
Groceries
PHP 7,926/mo
Food Away From Home Spending
PHP 1,121/mo
Transportation
PHP 1,962/mo
Property Taxes
Statutory ceiling: basic ≤2%/yr + possible 1% SEF (assessed value)
National Consumer Price Inflation
1.7% (2025)
Region Family Spending (All Families)
PHP 229,740/yr
Region Share: Transport (All Families)
6.70% of regional family spending
Region Share: Information and Communication (All Families)
3.00% of regional family spending
Region Share: Recreation, Sport and Culture (All Families)
0.80% of regional family spending
Region Share: Education (All Families)
4.80% of regional family spending
Region Share: Hotels (Accommodation Services) (All Families)
0.20% of regional family spending
Region Share: Housing, Water, Electricity, Gas and Other Fuels (All Families)
20.00% of regional family spending
Region Share: Health (All Families)
3.60% of regional family spending

Iloilo in everyday life

Could Iloilo work for you?

What may work well

  • City of Iloilo all family references provide concrete questions about food, transport, housing fuel, and eating outside the home.
  • The current MORE Power rate gives a timely starting point for cooling and electricity questions.
  • The statutory property framework identifies the records needed for a specific Iloilo City home.

What to think about

  • There is no published Iloilo City resident budget, rent quote, comfortable total, couple total, dining total, or car need value.
  • For Iloilo City, electricity, cooling, deposits, furnishing, insurance, airport travel, care payments, and property charges may matter more than a broad household average.
  • Region VI annual spending is not a city or retiree budget.

Price one Iloilo City home before relying on a monthly figure

  1. Obtain the household ledger

    For the selected Iloilo City home, request lease terms, deposits, furnishing, electricity, cooling, water, internet, insurance, food, transport, health payments, property obligations, and reserves.

  2. Follow the daily routes

    Price grocery, pharmacy, care, parking, public transport, riverfront, airport, family visit, rainy day, and evening trips from the candidate home.

  3. Check property charges

    For the selected Iloilo City property, request the current assessment, city ordinance, Schedule of Market Values, exemptions, due dates, association charges, and ownership or lease terms.

  4. Close the cost review

    Save the household ledger, Compare another city, and choose Find my fit after direct Iloilo City figures replace the unavailable totals.

Questions retirees ask

What is the Iloilo City monthly retirement cost?

A city resident total is unavailable. Price the selected home, electricity, cooling, food, transport, care, insurance, property charges, and reserve directly rather than using a household average as a personal plan.

Is PHP 6,159 monthly rent in Iloilo City?

No. It is a City of Iloilo all family housing, water, electricity, gas, and other fuels spending reference from PSA 2023. It is not rent or a one bedroom quote.

What does PHP 14.3490 per kWh tell me?

It is MORE Power’s July 2026 average residential rate for its Iloilo City franchise. Ask about actual consumption, air conditioning, service terms, and the selected meter before estimating a bill.

Does the property tax ceiling tell me my bill?

No. The national framework allows a basic city rate up to 2 percent and a possible 1 percent Special Education Fund tax, while Iloilo City assessment and property records control the actual charge.

Should I use the Region VI spending figure as my budget?

No. PHP 229,740 per year is all family spending for Western Visayas in 2023. It is a regional reference, not Iloilo City spending or a retiree household plan.

Iloilo City cost planning is strongest when one district and one address replace the unavailable totals. Save the ledger, Compare another city, and choose Find my fit after electricity, cooling, transport, care, insurance, property charges, and reserves are priced.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

Not yet available for this place: Comfortable Living, Cost of Living for Couple, Minimum Needed, Dining Out, Need for a Car, Overall Feel.

Partnerships never affect rankings, scores, methodology, or inclusion.

Partner with Retirement Lists

Research and writing by

How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.