Retirement Lists

Cost of Living in High Point, North Carolina

Oak Hollow Lake in High Point, North Carolina.
Photo by DiscoA340 via Wikimedia Commons, CC BY-SA 4.0

High Point costs

A High Point budget needs housing, cooling, vehicles, insurance, flood exposure, and regional care visible

The catalog's modeled local monthly estimate is $2,955, with one bedroom rent at $995, two bedrooms at $1,057, utilities at $246, groceries at $460, and transportation at $1,064. The catalog labels property tax burden Moderate and car need Required. Treat these figures as planning references, then compare the actual home, heating, cooling, taxes, insurance, vehicle use, repairs, prescriptions, parking, traffic, and regional trips.

Request rent or purchase terms, utility history, flood maps, drainage information, roof and tree records, insurance, parking, internet, vehicle costs, storm supplies, and the hospital route. A moderate monthly estimate can still leave a household with meaningful travel, maintenance, weather, and care expenses.

Planning a monthly budget

A local monthly estimate of $2,955 gives you the starting point, with transportation taking the largest share.

Housing
$995
Utilities (in rent)
$246
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,140

Good

Cost of Living for Couple
$4,230

Very Good

Typical 1BR Rent
$995

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$238/mo

Excellent

Need for a Car
Required
Property Taxes
Moderate

Fair

Overall Feel
Good
Residents 65+ Below Poverty Level
10.1%
65+ Householder — Renter Occupied
31.4%
65+ Households With High Housing Costs
35.0%
Median Household Income, Householder 65+
$48,938

Could High Point fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$2,955 per month
Two people
$4,230 per month

One-person estimate breakdown

Housing
$995
Food
$460
Transportation
$1,064
Healthcare
$436

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

High Point in everyday life

Could High Point work for you?

What may work well

  • The catalog and Census sources provide household planning anchors.
  • The hospital, trails, parks, museum, airport access, and regional care route provide concrete weekly resources.

What to think about

  • The citywide figures are planning references, not a personal retirement budget.
  • Heating, cooling, insurance, flooding, vehicle use, maintenance, traffic, weather, and regional care can change the total.

Price a High Point household

  1. Compare several addresses

    Keep housing, heating, cooling, insurance, flood exposure, vehicle use, repairs, parking, traffic, weather roads, and care distance visible.

  2. Map recurring care

    Price the local hospital, regional specialists, pharmacy, groceries, fuel, parking, referrals, transfers, and aftercare.

  3. Reserve for changing weather

    Keep room for heating, cooling, drainage, roof repairs, trees, power, insurance, storm supplies, roads, traffic, and a ride after difficult weather.

Questions retirees ask

Are High Point rent figures the full budget?

No. Add heating, cooling, taxes, insurance, maintenance, transport, food, care, prescriptions, fuel, storm supplies, traffic, repairs, and regional trips.

Why do High Point homes have different budgets?

Flood exposure, drainage, heating, cooling, roof and tree condition, insurance, parking, vehicle use, traffic, repairs, and care distance vary by address.

High Point affordability depends on the actual home, weather and flood plan, transport, insurance, care, traffic, and the services used each week.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.