Retirement Lists

Cost of Living in Gun Barrel City, Texas

Adapted from Wikipedia's TX county maps by Seth Ilys.
Photo by The original uploader was Seth Ilys at English Wikipedia. via Wikimedia Commons, CC BY-SA 3.0

Gun Barrel City costs

A lake-country Texas budget needs cooling, insurance, vehicles, taxes, maintenance, and care travel visible

The catalog's modeled local monthly estimate is $2,790, with one bedroom rent at $830, two bedrooms at $876, utilities at $235, and groceries at $460. Compare current housing terms with cooling, taxes, insurance, vehicle use, lake expenses, repairs, prescriptions, parking, and regional trips.

Request utility history, drainage and foundation information, roof records, insurance, parking, internet, vehicle costs, lake fees, fuel, and the local and regional care route. A lower housing figure can be offset by cooling, driving, maintenance, storm work, and specialty care travel.

Planning a monthly budget

A local monthly estimate of $2,790 gives you the starting point, with transportation taking the largest share.

Housing
$830
Utilities
$235
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$3,913

Good

Cost of Living for Couple
$4,049

Very Good

Typical 1BR Rent
$830

Excellent

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$235/mo

Excellent

Need for a Car
Required
Property Taxes
Moderate

Fair

Overall Feel
Good
Residents 65+ Below Poverty Level
11.6%
65+ Householder — Renter Occupied
6.0%
65+ Households With High Housing Costs
14.6%
Median Household Income, Householder 65+
$64,886

Could Gun Barrel City fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

A monthly estimate for the other household size is not available here.

Housing

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

Two people
$4,049 per month

Two-person estimate breakdown

Housing
$876
Food
$791
Transportation
$1,575
Healthcare
$807

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Gun Barrel City in everyday life

Could Gun Barrel City work for you?

What may work well

  • Census and catalog sources provide household planning anchors.
  • The lake, city services, fire department, and regional care route provide concrete weekly resources.

What to think about

  • The citywide figures are planning references, not a personal retirement budget.
  • Cooling, taxes, insurance, storms, lake costs, vehicle use, maintenance, and regional care can change the total.

Price a Gun Barrel City household

  1. Compare several addresses

    Keep housing, cooling, utilities, taxes, insurance, drainage, vehicle use, lake expenses, repairs, parking, and care distance visible.

  2. Map recurring care

    Price the local emergency resource, regional hospitals, specialists, pharmacy, groceries, fuel, roads, referrals, and aftercare.

  3. Reserve for heat and storms

    Keep room for cooling, roof work, drainage, trees, power, insurance, lake maintenance, fuel, roads, and a ride after difficult weather.

Questions retirees ask

Are Gun Barrel City rent figures the full budget?

No. Add cooling, utilities, taxes, insurance, maintenance, transport, food, care, prescriptions, fuel, lake costs, repairs, and regional trips.

Why do lake-area homes have different budgets?

Drainage, foundation, roof age, cooling, insurance, parking, vehicle use, lake costs, repairs, and care distance vary by address.

Gun Barrel City affordability depends on the actual home, cooling and storm plan, transport, insurance, lake costs, care, and the services used each week.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.