Retirement Lists

Cost of Living in Gulfport, Mississippi

Fighting Seabees Statue located at the entrance to the Naval Construction Battalion Center in Gulfport, Mississippi.
Photo by Woodlot via Wikimedia Commons, CC BY-SA 3.0

Gulfport costs

A Gulf Coast budget needs cooling, insurance, storm supplies, vehicles, maintenance, and care travel visible

The catalog's modeled local monthly estimate is $2,858, with one bedroom rent at $898, two bedrooms at $1,063, utilities at $240, and groceries at $460. Compare current housing terms with cooling, coastal insurance, taxes, storm supplies, vehicle use, repairs, prescriptions, parking, and regional trips.

Request utility history, flood and elevation information, roof and window records, insurance quotes, evacuation details, parking, internet, vehicle costs, storm storage, and the Memorial route. A lower housing figure can be offset by insurance, cooling, maintenance, driving, and storm recovery.

Planning a monthly budget

A local monthly estimate of $2,858 gives you the starting point, with transportation taking the largest share.

Housing
$898
Utilities (in rent)
$240
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,025

Good

Cost of Living for Couple
$4,236

Very Good

Typical 1BR Rent
$898

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$234/mo

Excellent

Need for a Car
Required
Property Taxes
Low

Good

Overall Feel
Good
Residents 65+ Below Poverty Level
15.4%
65+ Householder — Renter Occupied
29.9%
65+ Households With High Housing Costs
31.5%
Median Household Income, Householder 65+
$41,121

Could Gulfport fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$2,858 per month
Two people
$4,236 per month

One-person estimate breakdown

Housing
$898
Food
$460
Transportation
$1,064
Healthcare
$436

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Gulfport in everyday life

Could Gulfport work for you?

What may work well

  • Census and catalog sources provide household planning anchors.
  • The hospital, waterfront parks, city services, and regional care route provide concrete weekly resources.

What to think about

  • The citywide figures are planning references, not a personal retirement budget.
  • Insurance, cooling, taxes, storms, flood exposure, vehicle use, maintenance, and regional care can change the total.

Price a Gulfport household

  1. Compare several addresses

    Keep housing, cooling, insurance, taxes, flood exposure, vehicle use, repairs, parking, evacuation, and care distance visible.

  2. Map recurring care

    Price Memorial, regional specialists, pharmacy, groceries, fuel, parking, referrals, storm roads, and aftercare.

  3. Reserve for storm seasons

    Keep room for cooling, roof and window work, drainage, trees, power, insurance, supplies, evacuation, and a ride after difficult weather.

Questions retirees ask

Are Gulfport rent figures the full budget?

No. Add cooling, insurance, taxes, maintenance, transport, food, care, prescriptions, fuel, storm supplies, repairs, and regional trips.

Why do Gulfport homes have different budgets?

Elevation, flood and wind exposure, roof and window age, cooling, insurance, parking, vehicle use, repairs, and care distance vary by address.

Gulfport affordability depends on the actual home, insurance and evacuation plan, cooling, transport, care, and the services used each week.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.