Retirement Lists

Cost of Living in Graford, Texas

Possum Kingdom Lake at Possum Kingdom State Park in Palo Pinto County, Texas.
Photo by Michael Barera via Wikimedia Commons, CC BY-SA 4.0

Graford costs

A lake community budget needs vehicles, insurance, maintenance, utilities, and emergency travel visible

The catalog's modeled local monthly estimate is $2,785, with one bedroom and two bedroom rent anchors of $825 and $767, utilities at $251, and groceries at $460. Those figures are planning anchors, not lake-home quotes. Add insurance, cooling, vehicle use, fuel, boat or dock costs, repairs, internet, prescriptions, and regional care.

Request current rent or purchase terms, utility history, flood and wildfire records, insurance, water access, roof and brush records, parking, cell service, internet, vehicle costs, and the Mineral Wells route. A low housing figure can be offset by maintenance, insurance, driving, and emergency travel.

Planning a monthly budget

A local monthly estimate of $2,785 gives you the starting point, with transportation taking the largest share.

Housing
$825
Utilities
$251
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$3,900

Very Good

Cost of Living for Couple
$3,940

Very Good

Typical 1BR Rent
$825

Excellent

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$235/mo

Excellent

Need for a Car
Required
Property Taxes
Low

Good

Overall Feel
Good
Residents 65+ Below Poverty Level
16.0%
65+ Householder — Renter Occupied
1.6%
65+ Households With High Housing Costs
26.2%
Median Household Income, Householder 65+
$40,625

Could Graford fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

A monthly estimate for the other household size is not available here.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

Two people
$3,940 per month

Two-person estimate breakdown

Housing
$767
Food
$791
Transportation
$1,575
Healthcare
$807

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Graford in everyday life

Could Graford work for you?

What may work well

  • Product and Census sources provide housing and budget planning anchors.
  • The clinic, emergency hospital, lake, and public access areas provide concrete weekly resources.

What to think about

  • Small-market figures are planning references, not a personal retirement budget.
  • Insurance, maintenance, vehicle use, lake access, power, and regional care can change the total substantially.

Price a Graford household

  1. Compare several addresses

    Keep housing, utilities, cooling, insurance, brush, water access, vehicle use, repairs, parking, and service distance visible.

  2. Map recurring care

    Price Possum Kingdom Family Health, the Mineral Wells emergency hospital, pharmacy, groceries, fuel, roads, referrals, and aftercare.

  3. Reserve for rural weather

    Keep room for cooling, brush work, roof repairs, drainage, power, insurance, roads, fuel, and a ride after difficult weather.

Questions retirees ask

Are Graford rent figures the full budget?

No. They are product and Census planning anchors. Add utilities, cooling, insurance, maintenance, transport, food, care, prescriptions, fuel, lake costs, and regional trips.

Why do Graford homes have different budgets?

Lake access, wildfire exposure, brush, insurance, water, roof age, internet, vehicle use, repairs, and care distance vary by address.

Graford affordability depends on the actual home, insurance and wildfire plan, transport, lake costs, care, and services used each week.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.