Retirement Lists

Cost of Living in Foley, Alabama

Intersection of U.S. Route 98 and Alabama State Highway 59 in Foley
Photo by Dofftoubab via Wikimedia, CC0

Foley costs

A Gulf Coast budget needs cooling, insurance, flood review, and the actual home visible

The catalog's 2024 ACS gross-rent anchors are $1,068 for one bedroom and $1,189 for two bedrooms, with a modeled local monthly estimate of $3,028. Add utilities, cooling, dehumidification, insurance, flood and storm repairs, vehicle costs, fuel, groceries, prescriptions, Baldwin Health care, and coastal trips.

Request current utility tariffs and usage, rent or tax terms, flood and insurance information, roof and drainage records, trees, internet, parking, and the cost of a typical hospital and grocery loop. A lower housing figure can be offset by cooling, insurance, repairs, or travel.

Planning a monthly budget

A local monthly estimate of $3,028 gives you the starting point, with housing taking the largest share.

Housing
$1,068
Utilities (in rent)
$249
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,260

Good

Cost of Living for Couple
$4,362

Very Good

Typical 1BR Rent
$1,068

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$231/mo

Excellent

Need for a Car
Required
Property Taxes
Low

Good

Overall Feel
Moderate
Residents 65+ Below Poverty Level
3.8%
65+ Householder — Renter Occupied
23.4%
65+ Households With High Housing Costs
33.3%
Median Household Income, Householder 65+
$61,109

Could Foley fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$3,028 per month
Two people
$4,362 per month

One-person estimate breakdown

Housing
$1,068
Food
$460
Transportation
$1,064
Healthcare
$436

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Foley in everyday life

Could Foley work for you?

What may work well

  • The catalog supplies clear planning rent anchors for the city.
  • The hospital, senior center, parks, library, nature preserves, and transportation resource provide identifiable household options.

What to think about

  • Cooling, insurance, flood, wind, repairs, vehicle use, and coastal travel can change the total substantially.
  • A home with a lower rent may add storm exposure, service distance, driving, or maintenance.

Price a Foley household

  1. Compare several addresses

    Keep housing, utilities, cooling, insurance, flood, wind, drainage, repairs, internet, vehicle, and service distance visible.

  2. Map recurring care

    Price Baldwin Health, pharmacy, groceries, specialists, referrals, BRATS, fuel, parking, and storm routes.

  3. Reserve for heat and storms

    Keep room for cooling, dehumidification, roof work, drainage, trees, power, insurance, evacuation, and a ride after difficult weather.

Questions retirees ask

Are $1,068 and $1,189 the full Foley budget?

No. They are the catalog's 2024 ACS one-bedroom and two-bedroom gross-rent anchors. Add utilities, cooling, insurance, flood and wind coverage, maintenance, vehicles, care, groceries, and storm reserves.

Why do Foley homes have different budgets?

Flood and wind exposure, insurance, cooling, roof age, drainage, HOA or maintenance, vehicle use, traffic, and care distance vary by address.

Foley affordability depends on the actual home, cooling and storm plan, insurance, flood review, transport, care, and weekly services.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.