Retirement Lists

Cost of Living in Farmville, Virginia

Downtown Farmville, Virginia in June 2017, looking south at the intersection of Main Street and High Bridge Trail State Park.
Photo by Puritan Nerd via Wikimedia Commons, CC BY-SA 4.0

Farmville costs

A small-town budget needs the actual home, utilities, vehicle, and referral travel visible

The catalog's 2024 ACS gross-rent anchors are $742 for one bedroom and $985 for two bedrooms, with a modeled local monthly estimate of $2,702. Add utilities, heating, cooling, insurance, maintenance, vehicle costs, fuel, groceries, prescriptions, Centra care, and regional referrals.

Request recent utility history, rent or tax terms, roof and basement records, drainage, insurance, internet, tree work, and the cost of a typical hospital and grocery loop. A lower housing figure can be offset by property work or longer care travel.

Planning a monthly budget

A local monthly estimate of $2,702 gives you the starting point, with transportation taking the largest share.

Housing
$742
Utilities (in rent)
$220
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$3,709

Very Good

Cost of Living for Couple
$4,158

Very Good

Typical 1BR Rent
$742

Excellent

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$224/mo

Excellent

Need for a Car
Required
Property Taxes
Low

Good

Overall Feel
Good
Residents 65+ Below Poverty Level
18.6%
65+ Householder — Renter Occupied
38.9%
65+ Households With High Housing Costs
31.5%
Median Household Income, Householder 65+
$39,758

Could Farmville fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$2,702 per month
Two people
$4,158 per month

One-person estimate breakdown

Housing
$742
Food
$460
Transportation
$1,064
Healthcare
$436

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Farmville in everyday life

Could Farmville work for you?

What may work well

  • The catalog supplies clear planning rent anchors for the town.
  • Centra, parks, High Bridge Trail, downtown, library, and town services provide identifiable household resources.

What to think about

  • Utilities, maintenance, vehicle use, regional care, weather, and property conditions can change the total substantially.
  • A home outside the center may add driving, road, phone, power, and service costs.

Price a Farmville household

  1. Compare several addresses

    Keep housing, utilities, insurance, heating, cooling, repairs, trees, internet, vehicle, and service distance visible.

  2. Map recurring care

    Price Centra, pharmacy, groceries, specialists, referrals, fuel, parking, and weather routes.

  3. Reserve for storms and repairs

    Keep room for roof, drainage, basement, trees, power, phone, heating, cooling, insurance, and a ride after difficult weather or care.

Questions retirees ask

Are $742 and $985 the full Farmville budget?

No. They are the catalog's 2024 ACS one-bedroom and two-bedroom gross-rent anchors. Add utilities, insurance, maintenance, vehicles, care, groceries, and regional travel.

Why do Farmville homes have different budgets?

Housing, utilities, heating, cooling, drainage, basement, trees, insurance, vehicle use, and care distance vary by address.

Farmville affordability depends on the actual home, utilities, property work, vehicle plan, local care, regional referrals, and the services used every week.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.