Retirement Lists

Cost of Living in Edmond, Oklahoma

Spring Creek in E.C. Hafer Park in Edmond, Oklahoma.
Photo by Rpclod via Wikimedia Commons, CC BY-SA 4.0

Edmond costs

A larger suburban budget needs cooling, insurance, vehicle use, and regional care travel visible

Census QuickFacts reports a $351,400 median owner-occupied value, $2,235 median monthly owner cost with a mortgage, $866 without a mortgage, $1,344 median gross rent, and $103,183 median household income. These citywide figures help establish a starting point, not a retiree budget for a particular neighborhood.

Add taxes, insurance, utilities, air conditioning, roof, gutters, trees, storm shelter, vehicle or Citylink use, prescriptions, care, parking, and Oklahoma City travel. Compare several addresses because a home near the library and a home farther north can carry different traffic, transit, and maintenance costs.

Planning a monthly budget

A local monthly estimate of $2,927 gives you the starting point, with transportation taking the largest share.

Housing
$967
Utilities (in rent)
$248
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,095

Good

Cost of Living for Couple
$4,453

Very Good

Typical 1BR Rent
$967

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$224/mo

Very Good

Need for a Car
Required
Property Taxes
Moderate

Fair

Overall Feel
Good
Residents 65+ Below Poverty Level
5.2%
65+ Householder — Renter Occupied
17.0%
65+ Households With High Housing Costs
29.1%
Median Household Income, Householder 65+
$83,426

Could Edmond fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$2,927 per month
Two people
$4,453 per month

One-person estimate breakdown

Housing
$967
Food
$460
Transportation
$1,064
Healthcare
$436

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Edmond in everyday life

Could Edmond work for you?

What may work well

  • Census provides current home value, rent, owner cost, income, poverty, broadband, disability, and insurance benchmarks.
  • The hospital, library, senior center, parks, trails, lake, and free transit provide identifiable resources.

What to think about

  • Cooling, insurance, storms, vehicle use, traffic, care travel, and specialist access can change the total substantially.
  • A home near a bus or library and a home farther out may have very different transport costs.

Price an Edmond household

  1. Compare several addresses

    Keep housing, taxes, insurance, utilities, cooling, roof, trees, drainage, shelter, repairs, parking, and service distance visible.

  2. Map recurring care

    Price INTEGRIS, primary care, pharmacy, imaging, groceries, Citylink, CAP, and Oklahoma City referrals.

  3. Reserve for storms

    Keep room for roof work, trees, drainage, power, shelter, warnings, insurance, cooling, and a ride after severe weather.

Questions retirees ask

Is $1,344 the full cost of renting in Edmond?

No. It is the Census median gross rent. Add utilities, cooling, insurance, transport, parking, prescriptions, care, storm resilience, and regional travel.

Why do Edmond homes have different budgets?

Neighborhood, housing age, cooling, roof, drainage, trees, shelter, traffic, transit, service distance, and care vary by address.

Edmond affordability depends on the actual home, summer cooling, storm resilience, the care route, transportation, and the services used every week.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.