Retirement Lists

Cost of Living in Denton, Texas

Denton, Texas local scene.
Photo by Aaron Jacobs on en.wikipedia via Wikimedia Commons, CC BY-SA 2.5

Denton costs

A university city budget needs cooling, housing, and regional-care costs

Census figures place median home value at $348,200, median rent at $1,420, and median monthly owner costs at $2,225 with a mortgage. Median household income was $76,019. These are citywide benchmarks rather than a complete retirement budget.

Add taxes, insurance, utilities, cooling, roof, drainage, repairs, transport, prescriptions, care, and the cost of a home near Medical City, parks, library, university, and groceries.

Planning a monthly budget

A local monthly estimate of $3,129 gives you the starting point, with housing taking the largest share.

Housing
$1,169
Utilities (in rent)
$257
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,440

Good

Cost of Living for Couple
$4,657

Good

Typical 1BR Rent
$1,169

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$236/mo

Excellent

Need for a Car
Required
Property Taxes
High
Overall Feel
Moderate
Residents 65+ Below Poverty Level
7.7%
65+ Householder — Renter Occupied
26.2%
65+ Households With High Housing Costs
38.6%
Median Household Income, Householder 65+
$72,565

Could Denton fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$3,129 per month
Two people
$4,657 per month

One-person estimate breakdown

Housing
$1,169
Food
$460
Transportation
$1,064
Healthcare
$436

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Denton in everyday life

Could Denton work for you?

What may work well

  • Census provides city-level housing, income, and broadband benchmarks.
  • Hospital, universities, parks, libraries, senior centers, and transit provide identifiable resources.

What to think about

  • Mortgage, cooling, insurance, drainage, transport, and regional care can materially affect the budget.
  • The city's size and traffic can add time and car costs.

Price a Denton household

  1. Compare several addresses

    Keep housing, taxes, insurance, utilities, cooling, repairs, drainage, and service distance visible.

  2. Map recurring care

    Price Medical City Denton, primary care, pharmacy, groceries, transit, and regional specialists.

  3. Reserve for heat and storms

    Keep room for cooling, roof work, drainage, power, storm supplies, wildfire precautions, and a ride after an event.

Questions retirees ask

Is $2,225 the full cost of owning with a mortgage?

No. It is the Census median selected owner cost with a mortgage. Add taxes, insurance, utilities, cooling, repairs, storm work, care, and transportation.

Why do Denton homes have different budgets?

Housing age, cooling, insurance, drainage, taxes, utilities, service distance, transit, and care vary by address.

Denton affordability depends on the actual home, housing and cooling costs, the care route, transport, and the services you use each week.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.