Retirement Lists

Cost of Living in DeLand, Florida

Downtown DeLand looking east from the historic courthouse. Captured by drone.
Photo by FLboats via Wikimedia Commons, CC BY-SA 4.0

DeLand costs

A central Florida budget needs insurance, cooling, and storm costs

Census figures place median home value at $330,900, median rent at $1,355, and median monthly owner costs at $1,837 with a mortgage or $693 without one. Median household income was $71,863. Keep the site's existing $994 typical one-bedroom measure separate from these Census figures.

Add taxes, insurance, wind and flood coverage, HOA fees, utilities, cooling, roof, shutters, drainage, repairs, transport, prescriptions, care, and the cost of a home near downtown and services.

Planning a monthly budget

A local monthly estimate of $2,954 gives you the starting point, with transportation taking the largest share.

Housing
$994
Utilities (in rent)
$234
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,140

Good

Cost of Living for Couple
$4,615

Good

Typical 1BR Rent
$994

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$244/mo

Excellent

Need for a Car
Required
Property Taxes
Moderate

Fair

Overall Feel
Good
Residents 65+ Below Poverty Level
8.5%
65+ Householder — Renter Occupied
26.6%
65+ Households With High Housing Costs
35.8%
Median Household Income, Householder 65+
$49,962

Could DeLand fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$2,954 per month
Two people
$4,615 per month

One-person estimate breakdown

Housing
$994
Food
$460
Transportation
$1,064
Healthcare
$436

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

DeLand in everyday life

Could DeLand work for you?

What may work well

  • Census provides city-level housing benchmarks, while the existing one-bedroom measure offers a separate rental lens.
  • Arts, parks, library, emergency care, university life, and scheduled transit provide identifiable resources.

What to think about

  • Wind, flood, cooling, roof, insurance, and storm costs are not included in Census medians.
  • Regional care, car needs, heat, and scheduled transit can add cost.

Price a DeLand household

  1. Compare several addresses

    Keep housing, taxes, insurance, wind, flood, utilities, cooling, repairs, and service distance visible.

  2. Map recurring care

    Price AdventHealth DeLand, primary care, pharmacy, groceries, transit, and regional specialists.

  3. Reserve for hurricanes

    Keep room for shutters, roof work, drainage, insurance, power, cooling, evacuation, and a ride after a storm.

Questions retirees ask

Is $693 the full cost of owning without a mortgage?

No. It is the Census median selected owner cost without a mortgage. Add taxes, insurance, utilities, cooling, repairs, wind, flood, care, and transportation.

Why keep the rental figures separate?

The site's typical one-bedroom figure and the Census median gross rent use different measures. Keeping both labeled avoids treating them as the same number.

DeLand affordability depends on the actual home, wind and flood costs, cooling, the care route, transport, and the services you use each week.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.