Retirement Lists

Cost of Living in Deadwood, South Dakota

"Deadwood in 1876." General view of the Dakota Territory gold rush town from a hillside above. By S. J. Morrow
Photo by Unknown authorUnknown author or not provided via Wikimedia Commons, Public domain

Deadwood costs

A small Black Hills budget needs heating, terrain, insurance, and regional-care costs

The ACS five-year profile places median owner-occupied value at $226,500 and median household income at $40,179. With a small population and wide margins of error, these are comparison points rather than a complete retirement budget.

Add taxes, insurance, utilities, heating, snow, roof, stairs, terrain, repairs, parking, transport, prescriptions, care, and the cost of trips to Rapid City and other services.

Planning a monthly budget

A local monthly estimate of $2,712 gives you the starting point, with transportation taking the largest share.

Housing
$668
Utilities (in rent)
$230
Food
$472/mo
Transportation
$1,077/mo
Healthcare
$495

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$3,785

Very Good

Cost of Living for Couple
$4,051

Very Good

Typical 1BR Rent
$668

Excellent

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$234/mo

Excellent

Need for a Car
Required
Property Taxes
Moderate

Fair

Overall Feel
Good
Residents 65+ Below Poverty Level
5.6%
65+ Householder — Renter Occupied
55.7%
65+ Households With High Housing Costs
40.3%
Median Household Income, Householder 65+
$26,739

Could Deadwood fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

Your entries stay in this browser and are not included in analytics.

Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$2,712 per month
Two people
$4,051 per month

One-person estimate breakdown

Housing
$668
Food
$472
Transportation
$1,077
Healthcare
$495

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Deadwood in everyday life

Could Deadwood work for you?

What may work well

  • The ACS profile provides a small-city housing benchmark with an explicit margin-of-error caution.
  • Hospital, library, recreation, history, and nearby regional resources are identifiable.

What to think about

  • Heating, snow, terrain, insurance, repairs, transport, and regional care can add materially to the budget.
  • Limited housing depth may make the median a poor guide to a particular listing.

Price a Deadwood household

  1. Compare several addresses

    Keep housing, taxes, insurance, utilities, heating, snow, terrain, repairs, and service distance visible.

  2. Map recurring care

    Price Lead-Deadwood Hospital, primary care, pharmacy, groceries, transport, and Rapid City referrals.

  3. Reserve for winter

    Keep room for heating, snow, stairs, roof work, power, wildfire precautions, and a ride after severe weather.

Questions retirees ask

Is $226,500 the price of a current Deadwood home?

No. It is the ACS median owner-occupied value. Check current listings and add taxes, insurance, utilities, heating, repairs, snow, care, and transportation.

Why do Deadwood homes have different budgets?

Terrain, stairs, snow, heating, insurance, parking, repairs, service distance, and care vary by address.

Deadwood affordability depends on the actual home, terrain and winter costs, the care route, transport, and the services you use each week.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

Partnerships never affect rankings, scores, methodology, or inclusion.

Partner with Retirement Lists

Research and writing by

How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.