Retirement Lists

Cost of Living in Crossville, Tennessee

Buildings along South Main Street (U.S. Route 127) in Crossville, Tennessee, United States. The Palace Theater is on the left.
Photo by Brian Stansberry via Wikimedia, CC BY 4.0

Crossville costs

A moderate housing budget needs rain, heating, and care costs

Census estimates place median owner value at $246,300, median gross rent at $815, and median monthly owner costs at $1,174 with a mortgage or $377 without one. Median household income was $48,802 and poverty 22.9%.

Add taxes, insurance, utilities, heating, cooling, repairs, drainage, erosion, transportation, care, prescriptions, and the cost of a home near the hospital, library, and Go route.

Planning a monthly budget

A local monthly estimate of $2,448 gives you the starting point, with transportation taking the largest share.

Housing
$488
Utilities (in rent)
$236
Food
$460/mo
Transportation
$1,064/mo
Healthcare
$436

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$3,305

Very Good

Cost of Living for Couple
$4,081

Very Good

Typical 1BR Rent
$488

Excellent

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$218/mo

Excellent

Need for a Car
Required
Property Taxes
Low

Good

Overall Feel
Good
Residents 65+ Below Poverty Level
20.8%
65+ Householder — Renter Occupied
24.1%
65+ Households With High Housing Costs
22.9%
Median Household Income, Householder 65+
$55,714

Could Crossville fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$2,448 per month
Two people
$4,081 per month

One-person estimate breakdown

Housing
$488
Food
$460
Transportation
$1,064
Healthcare
$436

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Crossville in everyday life

Could Crossville work for you?

What may work well

  • Census provides city-level housing benchmarks.
  • A local hospital, library, parks, and fare-free service may reduce some travel.

What to think about

  • Income and poverty figures complicate one housing median.
  • Rain, drainage, repairs, heating, transportation, and referrals can add cost.

Price a Crossville household

  1. Compare several addresses

    Keep housing, taxes, insurance, utilities, heating, repairs, drainage, flood, traffic, and service distance visible.

  2. Map recurring care

    Price Cumberland Medical Center, primary care, pharmacy, groceries, transit, home help, and regional specialists.

  3. Reserve for weather

    Keep room for heating, rain, drainage, erosion, snow, power, and a ride after severe weather.

Questions retirees ask

Is $377 the full cost of owning without a mortgage?

No. It is the Census median for selected owner costs without a mortgage. Add taxes, insurance, utilities, heating, repairs, drainage, care, and transportation.

Why do Crossville homes have different budgets?

Taxes, insurance, heating, drainage, repairs, slope, distance, parking, transit, and care vary by address.

Crossville affordability depends on the actual home, rain and drainage, heating, transportation, care route, and proximity to local services.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.