Cottonwood, Arizona

The city grew from 12,029 residents in 2020 to a 2025 estimate of 12,709, with 36.8% age 65 or older. Cottonwood is distinct from Sedona, Clarkdale, Verde Village, and the rest of Yavapai County.

Compare the proposed home with Verde Valley Medical Center, pharmacy, groceries, Riverfront Park, library, Old Town, recreation center, Cottonwood Area Transit stops, and the roads used for regional specialists.

Census estimates for 2020 through 2024 place owner occupancy at 53.6%, median owner value at $324,100, median monthly owner costs at $1,503 with a mortgage or $448 without one, and median gross rent at $1,120. Median household income was $48,448, per-capita income $33,999, poverty 18.6%, and mean commute 19 minutes.

A 2024 city plan reported median home value above its modeled affordable value by a ratio of 2.14 under older data and specific mortgage assumptions. Add taxes, insurance, utilities, cooling, repairs, transportation, healthcare, prescriptions, flood and wildfire coverage, and the cost of a home near services.

Verde Valley Medical Center operates a 24-hour emergency department and identifies itself as a Level IV Trauma Center. It lists emergency physicians, cardiac catheterization, radiology, telemedicine neurology, helicopter transport, and more than 25,000 annual emergency visits.

The hospital notes that patients needing further specialty care may be transferred to another accepting facility. Confirm insurance networks, doctors, specialist availability, waits, transfer destinations, rehabilitation, prescriptions, and the route home after care.

The city's 2024 strategic plan, using FBI 2022 UCR data, reported 3.39 violent-crime incidents and 20.41 property-crime incidents per 1,000 residents. These figures are dated and should not be presented as a current safety rating.

The Yavapai hazard plan identifies wildfire, wildland fuels, flooding, and infrastructure impacts. Cottonwood's floodplain page lists FEMA panels and revisions around Silver Springs Gulch and Old Town Del Monte Wash. Review the exact home for floodplain, drainage, evacuation, insurance, wildfire, lighting, roads, power, and emergency access.

Cottonwood does not have a standard long-term NOAA normals station in the city. The Sedona station, USC00027708, is the closest reviewed 1991-2020 proxy at a higher elevation. It reports a 63.0 degree Fahrenheit annual mean, 17.12 inches of precipitation, 76.9 and 49.1 degree mean high and low, and 56.5 freezing nights.

July averages 96.9 and 67.6 degrees. Cottonwood's lower elevation may be hotter than Sedona. Inspect air conditioning, shade, insulation, roof, drainage, flood coverage, wildfire smoke protection, power, and the route to care.