Planning a monthly budget
A local monthly estimate of $3,405 gives you the starting point, with housing taking the largest share.
- Housing
- $1,445
- Utilities (in rent)
- $243
- Food
- $460/mo
- Transportation
- $1,064/mo
- Healthcare
- $436
Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.
How the total can change
A traveler style stay, a couple household, and long term rent answer different planning questions.
- Comfortable Living
- $4,948
- Cost of Living for Couple
- $4,911
- Typical 1BR Rent
- $1,445
Moderate
Good
Very Good
Everyday expenses
Dining, transportation, taxes, and car needs can change how the monthly budget feels.
- Dining Out
- $225/mo
- Need for a Car
- Required
- Property Taxes
- Moderate
- Overall Feel
- Moderate
- Residents 65+ Below Poverty Level
- 4.9%
- 65+ Householder — Renter Occupied
- 15.6%
- 65+ Households With High Housing Costs
- 29.0%
- Median Household Income, Householder 65+
- $94,066
Excellent
Fair
Sources
The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.
Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.
- U.S. Census Bureau; U.S. Bureau of Labor Statistics
Used for Comfortable Living, Cost of Living for Couple, Minimum Needed, Overall Feel
- U.S. Census ACS 2024 5-year table B25031
Used for Typical 1BR Rent
Checked 2026-05-07
- U.S. Energy Information Administration; U.S. Census Bureau; U.S. Bureau of Labor Statistics
Used for Utilities
- U.S. Bureau of Labor Statistics
Used for Groceries, Transportation
- USDA Food Plans + OpenStreetMap dining POIs
Used for Dining Out
- U.S. Environmental Protection Agency National Walkability Index
Used for Need for a Car
Checked 2026-07-10
- U.S. Census Bureau
Used for Property Taxes
- U.S. Census Bureau
Used for Residents 65+ Below Poverty Level
- U.S. Census Bureau
Used for 65+ Householder — Renter-Occupied
- U.S. Census Bureau
Used for 65+ Households With High Housing Costs
- U.S. Census Bureau
Used for Median Household Income, Householder 65+
Partnerships never affect rankings, scores, methodology, or inclusion.
Partner with Retirement Lists