Retirement Lists

Cost of Living in Cody, Wyoming

This is my 2008 photo of "The Scout" sculpture by Gertrude Vanderbilt Whitney in Cody, Wyoming.
Photo by User:Swampyank via Wikimedia Commons, CC BY-SA 3.0

Cody costs

A mountain gateway needs a winter-aware budget

Census estimates for 2020 through 2024 place median owner value at $378,500, median gross rent at $1,051, and median selected owner costs at $1,517 with a mortgage or $547 without one. Median household income was $72,570.

Add taxes, insurance, utilities, heating, snow removal, repairs, vehicle costs, parking, care, prescriptions, and seasonal price changes. Compare a downtown home with a longer winter route and higher maintenance needs.

Planning a monthly budget

A local monthly estimate of $2,962 gives you the starting point, with transportation taking the largest share.

Housing
$563
Utilities (in rent)
$257
Food
$594/mo
Transportation
$1,289/mo
Healthcare
$516

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$3,911

Good

Cost of Living for Couple
$4,877

Good

Typical 1BR Rent
$563

Excellent

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$387/mo

Good

Need for a Car
Required
Property Taxes
Low

Good

Overall Feel
Good
Residents 65+ Below Poverty Level
3.8%
65+ Householder — Renter Occupied
15.3%
65+ Households With High Housing Costs
21.2%
Median Household Income, Householder 65+
$47,569

Could Cody fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$2,962 per month
Two people
$4,877 per month

One-person estimate breakdown

Housing
$563
Food
$594
Transportation
$1,289
Healthcare
$516

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Cody in everyday life

Could Cody work for you?

What may work well

  • Census provides city-level housing benchmarks.
  • A local trauma center may reduce some emergency travel.

What to think about

  • Heating, snow, vehicle costs, and seasonal conditions can add materially.
  • Regional specialty care may require long drives.

Price a Cody household

  1. Compare several homes

    Keep housing, taxes, insurance, heating, repairs, snow, parking, and service distance visible.

  2. Map recurring care

    Price Cody Regional Health, pharmacy, groceries, pathways, airport, family, and regional specialists from the home.

  3. Reserve for winter

    Keep room for heating, tires, snow, ice, roof repairs, power, and a ride during a warning.

Questions retirees ask

Is $547 the full cost of owning without a mortgage?

No. It is the Census median for selected owner costs without a mortgage. Add taxes, insurance, utilities, heating, repairs, snow, care, and transportation.

Why do Cody homes have different budgets?

Taxes, insurance, heating, snow, repairs, distance, parking, seasonal demand, and access to care vary by address.

Cody affordability depends on the home, winter maintenance, heating, care route, vehicle costs, and the distance between daily services and regional specialists.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.