Retirement Lists

Cost of Living in Cañon City, Colorado

Historic downtown Canon City during the summer of 2010
Photo by Photolitherland Chris Litherland via Wikimedia Commons, CC BY-SA 3.0

Cañon City cost of living

Cañon City's budget combines moderate housing with seasonal transport

Census estimates show a $316,100 median owner-occupied value, $997 median gross rent, $452 median owner cost without a mortgage, and $1,583 with one for 2020-2024. These are city medians, not current quotes.

Heating, snow, insurance, utilities, repairs, car use, demand-response rides, and out-of-town care can change the household total. The $4 suggested transit donation is useful only for eligible trips that fit the schedule.

Planning a monthly budget

A local monthly estimate of $3,014 gives you the starting point, with transportation taking the largest share.

Housing
$615
Utilities (in rent)
$245
Food
$594/mo
Transportation
$1,289/mo
Healthcare
$516

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,006

Good

Cost of Living for Couple
$5,050

Good

Typical 1BR Rent
$615

Excellent

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$387/mo

Good

Need for a Car
Required
Property Taxes
Low

Good

Overall Feel
Moderate
Residents 65+ Below Poverty Level
11.2%
65+ Householder — Renter Occupied
22.5%
65+ Households With High Housing Costs
25.3%
Median Household Income, Householder 65+
$48,070

Could Cañon City fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$3,014 per month
Two people
$5,050 per month

One-person estimate breakdown

Housing
$615
Food
$594
Transportation
$1,289
Healthcare
$516

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Cañon City in everyday life

Could Cañon City work for you?

What may work well

  • City housing medians provide a clear starting point.
  • Demand-response transit may help with some local and medical trips.
  • A smaller city can reduce some metropolitan housing pressures.

What to think about

  • Current listings, taxes, utilities, and care costs remain unverified.
  • Snow and regional care add recurring expense.
  • Transit requires scheduling and does not serve every trip like a full fixed-route system.

Prepare a Cañon City household budget

  1. Get current housing figures

    Record rent or purchase, taxes, heating, utilities, insurance, repairs, accessibility, and snow.

  2. Price vehicle and transit

    Add fuel, maintenance, parking, demand-response fares, scheduled rides, and winter travel.

  3. Map complex care

    Price local and regional specialists, prescriptions, procedures, companions, rehabilitation, and follow-up.

  4. Keep a weather reserve

    Allow for snow, roof, drainage, smoke, power, HVAC, insurance, and temporary lodging.

Questions retirees ask

What does $452 without a mortgage mean?

It is a Census median selected owner cost, not a complete budget. Add taxes, insurance, utilities, repairs, transport, and healthcare.

How much is Fremont County Transit?

The service page suggests $4 per trip and asks riders to schedule 48 hours ahead. Confirm current eligibility, fares, hours, and out-of-town rides.

Is Cañon City cheaper than Denver?

The packet does not make that comparison. Use matching dates and geographies for housing, taxes, transport, care, and utilities.

What costs are easy to omit?

Heating, snow, vehicle use, regional medical care, prescriptions, insurance, repairs, accessibility, and smoke or storm preparation.

Cañon City's budget starts with moderate city housing medians and ends with the home, snow, vehicle, transit, and regional care costs that fit the household.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.