Retirement Lists

Buffalo, New York

The west side elevation of the KeyBank Center in downtown Buffalo, as seen from the corner of Main and Prime Streets in Canalside on a July 2021 afternoon.

Planning a monthly budget

A local monthly estimate of $3,009 gives you the starting point, with transportation taking the largest share.

Housing
$907
Utilities (in rent)
$333
Food
$603/mo
Transportation
$1,026/mo
Healthcare
$473

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$4,190

Good

Cost of Living for Couple
$4,446

Very Good

Typical 1BR Rent
$907

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$224/mo

Excellent

Need for a Car
Recommended
Property Taxes
Moderate

Fair

Overall Feel
Good
Residents 65+ Below Poverty Level
19.2%
65+ Householder — Renter Occupied
36.3%
65+ Households With High Housing Costs
34.0%
Median Household Income, Householder 65+
$42,122

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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