Bisbee cost of living
Can a historic-town budget carry cars, care, and desert home systems?
The current catalog estimates $3,233 for a local household, $4,426 for a traveler-style estimate, and $4,823 for a couple. Housing is $834 for a one-bedroom gross-rent anchor, food is $594, transportation is $1,289, and healthcare is $516 in the local estimate.
A separate utility estimate is $292, while gross rent includes tenant-paid utilities, so check the lease before adding it. Property taxes are screened at 0.59%, with median real estate taxes of $1,268 and a median home value of $216,700. Add cooling, water, car costs, insurance, repairs, slope access, care travel, and hazard preparation before treating the base estimate as complete.
Planning a monthly budget
A local monthly estimate of $3,233 gives you the starting point, with transportation taking the largest share.
- Housing
- $834
- Utilities (in rent)
- $292
- Food
- $594/mo
- Transportation
- $1,289/mo
- Healthcare
- $516
Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.
How the total can change
A traveler style stay, a couple household, and long term rent answer different planning questions.
- Comfortable Living
- $4,426
- Cost of Living for Couple
- $4,823
- Typical 1BR Rent
- $834
Good
Good
Excellent
Everyday expenses
Dining, transportation, taxes, and car needs can change how the monthly budget feels.
- Dining Out
- $387/mo
- Need for a Car
- Required
- Property Taxes
- Low
- Overall Feel
- Moderate
- Residents 65+ Below Poverty Level
- 11.7%
- 65+ Householder — Renter Occupied
- 29.5%
- 65+ Households With High Housing Costs
- 30.8%
- Median Household Income, Householder 65+
- $41,875
Good
Good
Could Bisbee fit your monthly retirement budget?
Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.
Starting renter estimates
Use these broad monthly estimates as a starting point, then replace them with costs you know.
- One person
- $3,233 per month
- Two people
- $4,823 per month
One-person estimate breakdown
- Housing
- $834
- Food
- $594
- Transportation
- $1,289
- Healthcare
- $516
Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.
Bisbee in everyday life
Could Bisbee work for you?
What may work well
- The local estimate is $3,233 and the one-bedroom gross-rent anchor is $834.
- The historic core, library, arts, and parks may offer low-cost local recreation when hills are manageable.
- The utility and housing rows make desert home-system questions concrete.
What to think about
- The separate $292 utility row must be reconciled with gross rent before it is added.
- A required car, cooling, water, insurance, repairs, regional care, and hazard work can change the budget materially.
- Older households show 30.8% with high housing costs and 11.7% below poverty in the available rows.
Turn a Bisbee budget into a year-round decision
Create a full household sheet
Start with the catalog anchors, then add utilities, cooling, water, insurance, car, care travel, prescriptions, repairs, fees, and hazard costs.
Compare three addresses
Price an Old Bisbee home, a flatter option, and a quieter fringe property. Include stairs, parking, drainage, wildfire, groceries, pharmacy, and care.
Price specialty and long-term care
Estimate clinician, hospital, pharmacy, nursing home, fuel, parking, companion, telemedicine, and regional travel costs.
Keep a hazard reserve
Set aside money for cooling, water, power, repairs, wildfire clearance, flood work, mobility support, insurance changes, and a higher-cost care month.
Questions retirees ask
What is Bisbee's local estimate?
The current catalog shows $3,233 for a local estimate, $4,823 for a couple, and $4,426 for a traveler-style estimate. Add actual housing, cooling, car, care, insurance, repairs, and hazard costs.
Does the rent row include utilities?
The $834 one-bedroom figure is median gross rent and includes tenant-paid utilities. Check the lease before adding the separate $292 utility estimate.
Why is transportation important?
Need for a Car is Required and transportation is modeled at $1,289. Include fuel, insurance, maintenance, hospital travel, pharmacy access, specialist trips, parking, and hills.
What should an owner confirm?
Request the tax notice, utility bills, cooling, water, insurance, stairs, parking, drainage, wildfire clearance, power resilience, repairs, and care route.
Bisbee can look manageable on the base estimate, but a sound budget must carry cooling, water, a required car, repairs, regional care, historic-home constraints, and wildfire or flood preparation.
Sources
The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.
Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.
- U.S. Census ACS 2024 5-year table B25031
Used for Comfortable Living, Cost of Living for Couple, Minimum Needed, Typical 1BR Rent, Overall Feel
Checked 2026-07-03
- U.S. Bureau of Labor Statistics
Used for Comfortable Living, Cost of Living for Couple, Minimum Needed, Utilities, Groceries, Dining Out, Transportation, Overall Feel
- U.S. Census Bureau
Used for Comfortable Living, Cost of Living for Couple, Minimum Needed, Overall Feel
- U.S. Energy Information Administration
Used for Utilities
- U.S. Census Bureau
Used for Utilities
- U.S. Bureau of Labor Statistics
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Energy Information Administration
Used for Utilities
- U.S. Environmental Protection Agency National Walkability Index
Used for Need for a Car
Checked 2026-07-10
- U.S. Census Bureau
Used for Property Taxes
- U.S. Census Bureau
Used for Residents 65+ Below Poverty Level
- U.S. Census Bureau
Used for 65+ Householder — Renter-Occupied
- U.S. Census Bureau
Used for 65+ Households With High Housing Costs
- U.S. Census Bureau
Used for Median Household Income, Householder 65+
Partnerships never affect rankings, scores, methodology, or inclusion.
Partner with Retirement ListsResearch and writing byGrant Gibson
How this city research is made
Retirement Lists uses documented public sources and methods to research, review, and correct city information. Read our Editorial Policy.
