Retirement Lists

Bellingham, Washington

Aerial View of Bellingham, Washington including the waterfront redevelopment, downtown, and Mount Baker in the distance.

Planning a monthly budget

A local monthly estimate of $3,738 gives you the starting point, with housing taking the largest share.

Housing
$1,339
Utilities (in rent)
$237
Food
$594/mo
Transportation
$1,289/mo
Healthcare
$516

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$5,316

Moderate

Cost of Living for Couple
$5,570

Moderate

Typical 1BR Rent
$1,339

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$387/mo

Good

Need for a Car
Required
Property Taxes
Low

Good

Overall Feel
Moderate
Residents 65+ Below Poverty Level
9.8%
65+ Householder — Renter Occupied
31.1%
65+ Households With High Housing Costs
40.8%
Median Household Income, Householder 65+
$58,801

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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