Retirement Lists

Cost of Living in Asbury Park, New Jersey

The Paramount Theatre and Asbury Park Convention Hall, Asbury Park, New Jersey, USA, at nightfall
Photo by Acroterion via Wikimedia Commons, CC BY-SA 4.0

Asbury Park cost of living

Price Asbury Park around shore housing, transport, taxes, and insurance

The current rows show $3,626 minimum needed, $5,283 comfortable traveler living, $5,280 for a couple, $1,524 typical one-bedroom rent, $268 utilities, $603 groceries, $224 dining out, and $1,026 transportation. Overall Feel is Moderate at 39. The resident budget uses $1,524 housing, $603 food, $1,026 transport, and $473 healthcare, while several regional estimates are not city-direct bills.

Need for a Car is Recommended. Property Taxes are High, with a 1.54% effective screen, median taxes of $8,946 per year, and a median home value of $581,100. Add flood insurance, storm exposure, parking, repairs, salt air, beach fees, healthcare, and seasonal utility changes before choosing a property.

Planning a monthly budget

A local monthly estimate of $3,626 gives you the starting point, with housing taking the largest share.

Housing
$1,524
Utilities (in rent)
$268
Food
$603/mo
Transportation
$1,026/mo
Healthcare
$473

Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.

How the total can change

A traveler style stay, a couple household, and long term rent answer different planning questions.

Comfortable Living
$5,283

Moderate

Cost of Living for Couple
$5,280

Good

Typical 1BR Rent
$1,524

Very Good

Everyday expenses

Dining, transportation, taxes, and car needs can change how the monthly budget feels.

Dining Out
$224/mo

Excellent

Need for a Car
Recommended
Property Taxes
High
Overall Feel
Moderate
Residents 65+ Below Poverty Level
21.0%
65+ Householder — Renter Occupied
60.7%
65+ Households With High Housing Costs
58.1%
Median Household Income, Householder 65+
$37,152

Could Asbury Park fit your monthly retirement budget?

Compare your monthly budget with a city estimate. Add your expected housing amount when you have a more useful number.

Housing

Enter your expected rent and required housing charges, or leave this blank to use the current renter amount.

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Starting renter estimates

Use these broad monthly estimates as a starting point, then replace them with costs you know.

One person
$3,626 per month
Two people
$5,280 per month

One-person estimate breakdown

Housing
$1,524
Food
$603
Transportation
$1,026
Healthcare
$473

Taxes, debt, insurance, out-of-pocket care, travel, and one-time moving costs may not be included.

Asbury Park in everyday life

Could Asbury Park work for you?

What may work well

  • The rows separate resident, couple, traveler, rent, utilities, food, dining, transport, healthcare, and property-tax lines.
  • A $1,524 gross-rent anchor and $3,626 resident estimate make address comparisons concrete.
  • Rail, beach, boardwalk, and nearby care provide several ways to compare location and cost.

What to think about

  • Transportation is $1,026 and car need is Recommended.
  • Property taxes are High, and flood insurance, storm, salt, parking, and repairs can change the annual budget.
  • Food, utilities, transportation, and dining are estimates rather than city-direct household bills.

Turn Asbury Park price inputs into a coastal-year plan

  1. Compare three addresses

    Record rent, utilities, parking, stairs, flood, insurance, salt, groceries, care, rail, car costs, and beach-season traffic for beach, station, and residential options.

  2. Confirm the actual property bill

    Ask about assessment, taxes, exemptions, insurance, flood coverage, utilities, parking, maintenance, and owner or renter responsibility.

  3. Price car and transit versions

    Add fuel, insurance, maintenance, parking, rail, taxis, hospital trips, airport trips, and storm backup transport.

  4. Add care and coastal repairs

    Include healthcare, prescriptions, home help, wind, salt, roof, windows, drainage, deductibles, beach fees, and discretionary spending.

Questions retirees ask

Is Asbury Park affordable for retirement?

The current rows show a $3,626 resident estimate, $5,283 traveler estimate, $5,280 for a couple, and $1,524 one-bedroom rent. Add $1,026 transportation, taxes, insurance, flood, care, parking, and discretionary spending.

What does High property tax mean?

The current screen is 1.54%, with median taxes of $8,946 per year and median home value of $581,100. Confirm the actual parcel bill, assessment, exemptions, insurance, and flood coverage.

Can Asbury Park work without a car?

The current Need for a Car row says Recommended and Walkability is Very Good at 3.6 out of 5. Trace the exact home to food, care, rail, beach, parking, and storm alternatives before deciding.

What coastal costs are easy to miss?

Flood insurance, wind, salt, roof and window maintenance, parking, utilities, beach fees, storm repairs, healthcare, and transport can add to the headline housing estimate.

Asbury Park begins with a $3,626 resident estimate and $1,524 rent anchor, then becomes a coastal budget once transport, taxes, flood insurance, salt, parking, care, and storm maintenance are counted.

Sources

The budget value gives a starting point for everyday spending. Housing, healthcare, safety, and climate can change what feels comfortable for a household.

Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.

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How this city research is made

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